66 Harding Avenue, White Plains, NY, 10606 | $999,000
Located in the desirable Battle Hill neighborhood of White Plains, this well-maintained three-family property presents an outstanding opportunity for both investors and owner-occupants alike. The building features two beautifully renovated three-bedroom, one-bath apartments, each offering modern updates, spacious layouts, and comfortable living spaces. The third unit is a well-kept two-bedroom, one-bath apartment, providing reliable income with the potential for future value enhancement. Overall, the property has been maintained in good condition, making it a turnkey addition to any real estate portfolio. Ideally situated just a short distance from the Metro-North Railroad station in White Plains, residents enjoy convenient access to an express train to Grand Central Terminal, making commuting to Manhattan quick and efficient. Additional highlights include parking in the rear yard, a valuable amenity in this convenient urban location. Currently generating $9, 350 per month in rental income, the property offers strong existing cash flow with upside potential, making it an ideal opportunity for investors seeking stable returns or buyers looking to offset living expenses by occupying one unit while renting the others. This is a rare chance to own a solid multi-family property in one of Westchester County’s most convenient and commuter-friendly locations.
Features
- Bedrooms: 8
- Baths: 3 full
- Style: Colonial
- Year Built: 1964
- Heating: Baseboard
- Cooling: Wall/Window Unit(s)
- Basement: Full
- Acreage: 0.15
- Est. Taxes: $16,778
- Elem. School: White Plains (Controlled Parents’ Choice)
- Middle School: White Plains Middle School
- High School: White Plains Senior High School
- School District: White Plains
- MLS#: 965220
- Days on Market: 10 days
- Website: https://www.raveis.com
/prop/965220/66hardingavenue_whiteplains_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
66 Harding Avenue, White Plains, NY, 10606
$999,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $799,200 | $799,200 | $799,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.361% | 6.183% |
| Monthly Tax Payment | $1,398 | $1,398 | $1,398 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,538 | $4,921 | $6,744 |
| Total Monthly Payment | $6,028 | $6,411 | $8,234 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535