|
Beautifully updated split-level home with LEGAL ACCESSORY APARTMENT in the sought-after Wallkill School District! This versatile and move-in ready property offers the perfect blend of comfort, style, and income potential. The main home features an eat-in kitchen fit for a chef, complete with granite countertops, stainless steel appliances, center island, and breakfast bar. A spacious seating area just off the kitchen creates the perfect gathering space and opens via sliders to the deck and backyard—ideal for entertaining or everyday living. Upstairs, you’ll find three generously sized bedrooms and a stunning full Jack-and-Jill bath. The bright lower level offers a large family room, full bath, and convenient washer/dryer setup. Step outside to enjoy a large deck—perfect for morning coffee or relaxing evenings—overlooking a level backyard ideal for play, pets, or gardening. A shed provides additional storage. The legal accessory apartment, with its own private entrance, deck, and privacy fence, is a standout feature—offering a bedroom with cathedral ceilings, comfortable living room, full kitchen, and bathroom. There is even a mini-split system that offers an additional heat source as well as the A/C option. Whether used for extended family, guests, or as a full-time or short-term rental, it provides incredible flexibility and potential for extra income. Additional upgrades include newer plumbing throughout, high-efficiency parabolic electric baseboard heat, energy-efficient heat pump for A/C, spray foam insulation in the attic, and a newer roof (2020). Perfectly located just minutes from Gardiner, New Paltz, local farmers markets, wineries, distilleries, Minnewaska State Park, Mohonk Mountain House, and the Shawangunk Ridge. Excellent commuter location—approximately 90 minutes to NYC and close to major highways, Stewart International Airport, and Metro-North. A rare opportunity to own a beautifully updated home with income potential in the heart of the Hudson Valley!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$579,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $463,920 | $463,920 | $463,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.272% | 5.595% |
| Monthly Tax Payment | $806 | $806 | $806 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,707 | $2,819 | $3,760 |
| Total Monthly Payment | $3,605 | $3,717 | $4,658 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.