|
Presented by
The Rosemarie Smith Team |
54 Flagg Road, West Hartford, CT, 06117 | $295,000
This storybook Cape Cod Style home has so much amazing potential. Situated on a lovely . 4-acre lot with easy proximity to Bishop's Corner, Westmoor Park and everything else that West Hartford has to offer, this 1182 square foot home awaits it's lucky new owner. The main level features a spacious living room with an exceptional stone fireplace, along with a formal dining room, first floor bedroom, full bathroom and the kitchen. Upstairs there are two additional bedrooms, each with walk-in closets. Hardwood flooring is found throughout the home. Due to a recent incident of frozen pipes, three of the radiators are not connected (living room outside wall, dining room and bathroom). The heat does work and the boiler was installed in 2020. The lower kitchen cabinets and counter tops were removed after the frozen pipe incident and therefore it is very unlikely this home will qualify for traditional financing. Cash or a 203K loan is most likely the best alternative. The lower level has great storage and access to the one car garage. There is great upside to this house!
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 1 full
- Laundry: Lower Level
- Style: Cape Cod
- Year Built: 1941
- Garage: 1-car Attached Garage,Under House Garage
- Heating: Hot Water
- Cooling: None
- Basement: Full
- Above Grade Approx. Sq. Feet: 1,182
- Acreage: 0.4
- Est. Taxes: $7,895
- Lot Desc: Level Lot
- Elem. School: Norfeldt
- Middle School: King Philip
- High School: Hall
- Appliances: Oven/Range,Refrigerator
- MLS#: 24168849
- Website: https://www.raveis.com
/raveis/24168849/54flaggroad_westhartford_ct?source=qrflyer
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Upper |
| Bedroom 2 | Hardwood Floor | Upper |
| Dining Room | Built-In Hutch,Hardwood Floor | Main |
| Kitchen | Built-Ins | Main |
| Living Room | Built-Ins,Fireplace,Hardwood Floor | Main |
| Primary Bedroom | Hardwood Floor | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
The Rosemarie Smith TeamSales Associates
860.227.5806
TheRosemarieSmithTeam@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Kevin DeTullioVP, Mortgage Banker / Production Manager, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1724767
203.305.5736
Kevin.DeTullio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Diane PadelliInsurance Sales Director, William Raveis Insurance
203.444.0494
Diane.Padelli@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
54 Flagg Road, West Hartford, CT, 06117
$295,000
The Rosemarie Smith Team
Sales Associates
William Raveis Real Estate
Phone: 860.227.5806
TheRosemarieSmithTeam@raveis.com
Kevin DeTullio
VP, Mortgage Banker / Production Manager
William Raveis Mortgage, LLC
Phone: 203.305.5736
Kevin.DeTullio@Raveis.com
NMLS Mortgage Loan Originator ID 1724767
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $236,000 | $236,000 | $236,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.284% | 5.595% |
| Monthly Tax Payment | $658 | $658 | $658 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,377 | $1,434 | $1,913 |
| Total Monthly Payment | $2,110 | $2,167 | $2,646 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524