9660 MIAMI CIRCLE, Port Charlotte, FL, 33981 | $474,000

Welcome to your private slice of paradise in South Gulf Cove, where tropical elegance meets serene waterfront living. This beautifully designed 3-bedroom, 2-bathroom home offers 2, 020 square feet of thoughtfully crafted space, perfectly blending comfort, style, and relaxation. From the moment you arrive, you’re greeted by lush, mature landscaping, a charming paver pathway, and a private mailbox that sets the tone for the tranquil lifestyle that awaits. The covered front entry, framed by decorative pillars, invites you into a bright and airy foyer where your eyes are immediately drawn straight through the home to the sparkling lanai and peaceful canal beyond. To the right, a formal dining room provides an inviting space for gatherings, while to the left, a separate family room with a ceiling fan offers a cozy retreat—both featuring warm laminate wood-look flooring. Step through the elegant archway into the heart of the home: a spacious, open-concept kitchen designed to impress. Outfitted with updated LG and Samsung appliances, a large center island with bar seating, decorative backsplash, ample cabinetry, built-in desk, and garbage disposal, this kitchen is both functional and stylish. Adjacent to the kitchen is a flexible dining area, along with convenient access to the laundry room and the spacious two-car garage with painted flooring. The expansive great room is bathed in natural light from two sets of sliding glass doors, seamlessly blending indoor and outdoor living while offering uninterrupted views of the lanai and canal. A ceiling fan and architectural alcove add both comfort and character to the space.
The primary suite is a true retreat, featuring generous proportions, a walk-in closet, ceiling fan, and a DSC security system control panel. The en suite bathroom is designed for relaxation, complete with dual vanities, a walk-in shower with built-in bench, exhaust fan, and a luxurious garden tub—perfect for unwinding after a long day. On the opposite side of the home, two guest bedrooms provide comfort and privacy, each with built-in closets, large windows, and ceiling fans. They share a well-appointed second bathroom with a single vanity and shower-tub combination. Step outside to experience the true highlight of this property: a fully enclosed lanai designed for year-round enjoyment. The in-ground pool, with built-in fountain feature, painted concrete decking, and covered lounging area with ceiling fan create the ultimate setting for entertaining or relaxing in the Florida sunshine. Just beyond, a concrete sun pad and decorative paver pathway enhance the outdoor experience. Follow the steps down past swaying coconut trees to your composite dock, where the peaceful setting at the end of the canal offers unmatched privacy and tranquility. Whether you’re enjoying quiet mornings by the water or hosting sunset gatherings, this home delivers the perfect blend of luxury and laid-back coastal living. This is more than a home—it’s a lifestyle. A true waterfront retreat waiting to be yours.

Features

  • Rooms: 13
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 80 x 125 x 80 x 125
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Florida
  • Year Built: 2001
  • Garage: 2-car Garage Door Opener, Ground Level
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,020
  • Acreage: 0.23
  • Lot Size: 80 x 125 x 80 x 125
  • Est. Taxes: $5,839
  • HOA Fee: $120 Annually
  • Lot Desc: In County, Landscaped
  • View: Water
  • Water Front: Yes
  • Elem. School: Myakka River Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pool: Gunite, In Ground, Lighting, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator
  • MLS#: D6147109
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/D6147109/9660miamicircle_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/18/2026 2:03:12 PM)
Listing courtesy of PARADISE EXCLUSIVE INC   Phone: 941-698-0303

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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9660 MIAMI CIRCLE, Port Charlotte, FL, 33981

$474,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $379,200 $379,200 $379,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.500% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.375% 6.638% 5.972%
Monthly Tax Payment $487 $487 $487
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,335 $2,397 $3,149
Total Monthly Payment $2,897 $2,959 $3,711

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.