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Small building lot . town said the lot fit the minimum standard dimensions for a small home. possible two story. ? I would advise buyer to visit the lot. with the town building inspector. a surveyor and engineer. to make sure be for purchase. that the home plans fit a distance from each side. back and front side lines. and septic system and leach field will be approved by the town. so as not to negative effect the present lot or neighbors lots. There is an old septic in the left back corner of the property. seller makes no representation of its condition. property does have town water. lot is not John street in up town business district. lot is located over by the Hudson River put 136 John street Kingston in your GPS. will take you there. there is a vacation trailer on the property presently . that will be removed. 10 minutes down the street . and you will find a park with trails along the Hudson River, what a beautiful spot. picnic area covered building tables in case it rains. or you like a little shade and relax and read a book. or watch the ships go buy. location is 10 t0 15 minutes from great shopping center for all your needs. the lot is 48 by 100 by 50 by 100 front tax map 48. 52-5-10 contractors and first time home buyers take a look. with rent cost going higher in many areas. plan to own. good starter lot for the first home. great location close to shopping and recreation. ten minutes from the famous Hudson River.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $36,000 | $36,000 | $36,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $213 | $225 | $297 |
| Total Monthly Payment | $288 | $300 | $372 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.