1555 Spear Street, Charlotte, VT, 05445 | $2,200,000

Discover a rare and remarkable opportunity to own 130 acres in the charming town of Charlotte, Vermont, just minutes from the shores of Lake Champlain and only 20 minutes to Burlington. This extraordinary property offers a stunning blend of rolling meadows, mature woodlands, and a peaceful pine forest, all framed by sweeping 180-degree views of the Green Mountains—an ever-changing backdrop for your future home. Set across diverse and picturesque terrain, the land invites endless possibilities. Open meadows provide the perfect setting for pastures, farming, or simply enjoying the wide-open space, while wooded areas offer privacy, scenic trails, and a protected wildlife corridor. A gentle water feature flows north to south through the heart of the property, adding both natural beauty and functionality—ideal for gardens or supporting animals. The driveway is already cleared to a thoughtfully positioned build site, designed to capture mountain views. The Champlain Valley is poised to become a federally recognized wine region! Grow your own vines or partner with a local vineyard to cultivate them for you, and be part of Vermont’s exciting and emerging wine scene. The land is also well-suited for raising your own organic beef, turkeys, and more, with rich soils and ample space to support a sustainable lifestyle. Local farmers are often eager to lease land, offering the opportunity to contribute to Vermont’s thriving farm-to-table movement—whether by growing your own food or inviting the next generation of farmers to cultivate unique crops. Located in a vibrant lakeside community, Charlotte offers access to a town beach, marina, hiking at Mt. Philo, and an abundance of conserved lands for residents to enjoy. This is more than just land—it’s a chance to create a legacy property that blends natural beauty, agricultural potential, and modern convenience in one of Vermont’s most desirable settings.

Features

  • Zoning: Residential
  • Frontage: 1965
  • Lot Desc: Agricultural,Country Setting,Horse/Animal Farm,Field/Pasture,Level,Major Road Frontage,Mountain View,Rolling,Sloping,Stream,View,Wetlands,Wooded
  • Elem. School: Charlotte Central School
  • Middle School: Charlotte Central School
  • High School: Champlain Valley UHSD #15
  • School District: Charlotte School District
  • MLS#: 5084748
  • Website: https://www.raveis.com
    /prop/5084748/1555spearstreet_charlotte_vt?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/14/2026
Listing courtesy of Four Seasons Sotheby's Int'l Realty   Phone: 802-864-0541
Listing Agent: Kathleen OBrien

William Raveis Family of Services

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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance

617.320.5687

Joel.Fanjoy@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1555 Spear Street, Charlotte, VT, 05445

$2,200,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,760,000 $1,760,000 $1,760,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.125% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.117% 6.235% 6.058%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $9,855 $10,694 $14,733
Total Monthly Payment $9,980 $10,819 $14,858

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.