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Welcome to Deland’s premier 55+ community of Victoria Gardens. This highly sought after floor plan (3 Bedroom/3 Bathroom/Flex room) is one of the few homes that backs up to the Lake Moore Conservation Area, which enhances the peaceful view of the landscaped and fenced backyard garden. The details make this home stand out, including crown molding in most spaces, 5” baseboards, chair railing in living/dining areas, quartzite countertop island, tray ceilings, high ceiling height with extra tall doors, custom drapes/roll down shades/shutters and newly painted interior designer palette. This light and bright home offers all of the best – the large gathering space and kitchen for every need opens to the expanded paver lanai, the split floor plan includes a guest bedroom with its own en suite bath and third guest room beside the third bath, while the center of the home features a double door office/hobby/den flex space. Plenty of storage with the oversized primary closet, extensive kitchen with 42” cabinets, pantry, three linen/storage closets, laundry room cabinetry and mounted garage storage platform. In addition to the wonderful community of neighbors, Victoria Gardens HOA covers gated entries, high speed internet, cable TV, irrigation, and all the amenities (clubhouse, restaurant and bar, pool and spa, fitness center, tennis/pickleball, billiards, craft room, ballroom hosts live entertainment and game nights, clubs for everyone, etc. ). Close to quaint Downtown Deland, restaurants, healthcare, shopping, Stetson University, and I-4 access, which take you anywhere! (And, more specifically, 30-60 minutes to Daytona or Orlando!)
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$569,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $455,200 | $455,200 | $455,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $393 | $393 | $393 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,620 | $2,915 | $3,780 |
| Total Monthly Payment | $3,105 | $3,400 | $4,265 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.