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Presented by
Sheryl Doherty |
Move Right in to this inviting, expanded Cape Cod home showcasing numerous updates from 2010 to the present. The formal living and dining rooms offer refined elegance with recessed lighting, crown molding, and raised panel detailing. The living room features a charming wood-burning fireplace, while the dining room includes a cozy window seat—perfect for gatherings and everyday comfort. The first floor was completely remodeled in 2010, featuring new sheetrock, insulation, moldings, and main flooring throughout. A first-floor bedroom with nearby full bath provides flexibility and could easily be enclosed to create a private space ideal for multigenerational living. The kitchen is equipped with wood cabinetry and stainless steel appliances, blending style and functionality. Upstairs, you’ll find two generously sized bedrooms with wall-to-wall carpeting, along with a beautifully updated bathroom. The finished basement adds valuable recreational space, perfect for entertaining, and additional storage space. The home is heated by natural gas, adding both convenience and comfort during colder months. Step outside to a backyard retreat featuring a large pavilion, an in-ground heated swimming pool, and a paver patio—ideal for outdoor enjoyment. Recent updates include a new roof, new front and rear pavers, a new driveway, central air conditioning, a remodeled upstairs bathroom, and a new pool liner and filter. Nearby is the local shopping district, fine dining, local beaches and Stony Brook University and Medical Center. Smithtown Schools.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$789,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 978.852.9640
Sheryl.Doherty@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 978.314.1072
Joanne.OKeefe@raveis.com
NMLS Mortgage Loan Originator ID 38342
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $631,200 | $631,200 | $631,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.284% | 5.595% |
| Monthly Tax Payment | $1,203 | $1,203 | $1,203 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,684 | $3,835 | $5,116 |
| Total Monthly Payment | $4,979 | $5,130 | $6,411 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.