268 7th Avenue, Smithtown (Saint James), NY, 11780 | $789,000

Move Right in to this inviting, expanded Cape Cod home showcasing numerous updates from 2010 to the present. The formal living and dining rooms offer refined elegance with recessed lighting, crown molding, and raised panel detailing. The living room features a charming wood-burning fireplace, while the dining room includes a cozy window seat—perfect for gatherings and everyday comfort. The first floor was completely remodeled in 2010, featuring new sheetrock, insulation, moldings, and main flooring throughout. A first-floor bedroom with nearby full bath provides flexibility and could easily be enclosed to create a private space ideal for multigenerational living. The kitchen is equipped with wood cabinetry and stainless steel appliances, blending style and functionality. Upstairs, you’ll find two generously sized bedrooms with wall-to-wall carpeting, along with a beautifully updated bathroom. The finished basement adds valuable recreational space, perfect for entertaining, and additional storage space. The home is heated by natural gas, adding both convenience and comfort during colder months. Step outside to a backyard retreat featuring a large pavilion, an in-ground heated swimming pool, and a paver patio—ideal for outdoor enjoyment. Recent updates include a new roof, new front and rear pavers, a new driveway, central air conditioning, a remodeled upstairs bathroom, and a new pool liner and filter. Nearby is the local shopping district, fine dining, local beaches and Stony Brook University and Medical Center. Smithtown Schools.

Features

  • Town: Smithtown
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 3 full
  • Style: Exp Cape
  • Year Built: 1964
  • Heating: Natural Gas
  • Cooling: Central Air
  • Basement: Bilco Door(s), Finished, Partial, Storage Space
  • Approx Sq. Feet: 2,000
  • Acreage: 0.24
  • Est. Taxes: $14,436
  • Lot Desc: Back Yard, Cleared, Corner Lot, Front Yard, Garden, Landscaped, Level, Near Shops, Private, Sprinklers In Front, Sprinklers In Rear
  • Elem. School: St James Elementary School
  • Middle School: Nesaquake Middle School
  • High School: Smithtown High School-East
  • School District: Smithtown
  • Pool: In Ground, Solar Heat, Vinyl
  • Appliances: Dishwasher, Dryer, Gas Cooktop, Oven, Refrigerator, Stainless Steel Appliance(s), Washer, Indirect Water Heater
  • MLS#: 988385
  • Website: https://www.raveis.com
    /prop/988385/2687thavenue_smithtown_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

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Sheryl DohertyLuxury Properties Specialist

978.852.9640

Sheryl.Doherty@raveis.com

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Joanne O'KeefeVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 38342

978.314.1072

Joanne.OKeefe@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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978-337-3053

Paul.Berrios@raveis.com

Our Insurance Division:

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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

268 7th Avenue, Smithtown (Saint James), NY, 11780

$789,000

Sheryl Doherty

Luxury Properties Specialist

William Raveis Real Estate

Phone: 978.852.9640

Sheryl.Doherty@raveis.com

Joanne O'Keefe

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 978.314.1072

Joanne.OKeefe@raveis.com

NMLS Mortgage Loan Originator ID 38342

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $631,200 $631,200 $631,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.275% 6.284% 5.595%
Monthly Tax Payment $1,203 $1,203 $1,203
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,684 $3,835 $5,116
Total Monthly Payment $4,979 $5,130 $6,411

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.