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This immaculate, fully updated first floor unit is the definition of turnkey living. From the moment you step inside, the owner’s attention to detail is unmistakable. The home features a beautifully renovated kitchen with granite countertops, high-end appliances including a beautiful gas stove, and a tile backsplash. The comfortable living room features a programmable built-in electric fireplace in the living room. Every inch of the home has been thoughtfully upgraded, creating a clean, modern feel throughout. The rooms are spacious, and you can enjoy outdoor living space on your own private deck—an ideal place to relax, unwind, or entertain guests. “The Shores” in Middle Island is an owner-occupied co-op community known for its friendly atmosphere, ample designated and visitor parking, and well-regarded management. Enjoy the convenience of a beautiful pool and clubhouse without the hassle of maintenance—everything is taken care of for you. Beyond the home itself, the location offers the best of both worlds: it’s ideal for commuters while still being just moments from Artist Lake and nearby nature trails, providing a peaceful, scenic backdrop to everyday life. Restaurants and bars are 4 minutes away making this location excellent for dining and entertainment. Plus, you're only 30 minutes away from beautiful Hamptons beaches and renowned North fork vineyards. If you’re looking for a move-in-ready home in a well-maintained community where quality and care truly stand out, 201 Lake Pointe Circle is not to be missed.
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Our Executive Mortgage Banker:
$250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $200,000 | $200,000 | $200,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,198 | $1,248 | $1,633 |
| Total Monthly Payment | $1,273 | $1,323 | $1,708 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.