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Charming 4-Bedroom Cape Cod in Elmont, NY. Discover the perfect blend of classic charm and functional living in this beautifully maintained 4-bedroom, 2 bath home in the highly desirable community of Elmont, NY. Ideally situated for those looking to plant roots in an established quiet neighborhood, this property offers a seamless layout that is perfect for both comfortable daily living and hosting guests. Many guests! Inviting Layout: Step into a bright and airy living space with a natural flow that leads you from the cozy living room into a formal dining area, huge eat in kitchen complete with stainless steel appliances, white shaker cabinets, center island gas stove top, and an abundance of natural light from updated Anderson windows throughout the home. Flexible Living: The first floor features 3 bedrooms and a full bath for easy accessibility, while the second level includes additional bedrooms plus a dedicated home office/study space—perfect for remote work or growing households. Wait until you see the gi-normous basement with its bright, sprawling rooms and spaces for flexible use and extended guest stays. Beautiful Laundry area and Surprises await! The home boasts ample closets throughout and a huge additional enclosed storage space in the back yard. Yard wraps around with green lawn and inground sprinkler system for your convenient lawn care. Driveway parking for several cars. Located in the heart of Nassau County, just minutes from shopping, dining, the new UBS Arena, schools, and major transportation for easy commute. Whether you are a first-time Buyer or a pre-approved Buyer looking for a move-in-ready home, this property offers the perfect foundation. With its classic architectural character and well-thought-out floor plan, this home is ready for your personal touch. Schedule your private showing today and see why 1445 Rosser Ave is the perfect place to call home!
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Our Executive Mortgage Banker:
$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $599,200 | $599,200 | $599,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $855 | $855 | $855 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,449 | $3,837 | $4,976 |
| Total Monthly Payment | $4,396 | $4,784 | $5,923 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.