3861 S LAKE DRIVE, #156, Tampa, FL, 33614 | $130,000

Come and discover one of the most desirable units in the gated community of Whisper Lake! This beautifully updated 1-bedroom, 1-bathroom condo is move-in ready and ideal as a first home or an excellent rental investment! Step inside to an open-concept living and dining area that flows seamlessly to a private screened patio—your perfect spot to unwind while enjoying views of the sparkling pool and lush mature trees. The kitchen shines with refreshed cabinetry, a deep sink, and sleek stainless steel appliances, while natural light floods the space through large sliding doors, creating a warm and inviting atmosphere throughout. The spacious bedroom offers a walk-in closet, plush new carpet, and plenty of comfort. The bathroom has been tastefully remodeled with a modern vanity, new bathtub, and stylish contemporary finishes. Additional upgrades include a brand-new electrical panel with surge protection, updated flooring, fresh interior paint, upgraded door hardware, and professionally installed insulation above the living room for improved energy efficiency. For added convenience, the great room offers a second walk-in closet that can easily double as a home office.
This unit is ideally located on the top floor at the quieter end of the community, offering east-to-west views, close proximity to the less-busy pool, and privacy away from the noise of Dale Mabry Highway. Whisper Lake provides residents with three community pools, a clubhouse, serene walking trails, beautiful landscaping, relaxing pond views, ample guest parking, and newly installed roofs in 2023 with hurricane clips for peace of mind. Centrally located with quick access to I-275, Downtown Tampa, Raymond James Stadium, International Plaza, dining, and shopping, this home combines comfort, convenience, and value in one unbeatable package. Don’t miss this rare opportunity to own one of Whisper Lake’s finest units!

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 3
  • Rooms: 3
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: None
  • Complex: WHISPER LAKE A CONDO
  • Year Built: 1973
  • Approx Sq. Feet: 682
  • Est. Taxes: $574
  • Condo Fee: $418 Monthly
  • Elem. School: Crestwood-HB
  • Middle School: Pierce-HB
  • High School: Leto-HB
  • Pet Policy: Size Limit, Yes
  • Appliances: Microwave, Range, Refrigerator
  • MLS#: TB8419019
  • Days on Market: 242 days
  • Website: https://www.raveis.com
    /prop/TB8419019/3861slakedrive_tampa_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/7/2026 10:17:09 AM)
Listing courtesy of WEICHERT REALTORS EXCLUSIVE PROPERTIES   Phone: 813-426-2669

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3861 S LAKE DRIVE, #156, Tampa, FL, 33614

$130,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $104,000 $104,000 $104,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.500% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.230% 6.650% 5.866%
Monthly Tax Payment $48 $48 $48
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $632 $657 $857
Total Monthly Payment $755 $780 $980

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.