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TRUE WATERFRONT LIVING! This 1/1 furnished home is on the water at Saddlebag Lake Resort, a 55+ gated community where you own the land. You can launch a boat right from your back yard and go fishing! There's a relaxing screened porch at the front, a large open deck with composite decking at the back (only 2 yrs. old), and a couple's swing in the side yard, so you'll have lots of choices about how to enjoy the outdoors. The home is all on one level, with a ramp for easy access. Inside you'll find a spacious main living area, which includes a living room, family room, kitchen and adjacent dining room. The secluded bedroom is tucked away next to the bathroom, with it's NEW shower stall, and inside laundry (washer & dryer approx. 5 yrs old). Perhaps your favorite part of the home will be the expansive Florida room (added just two years ago), with it's breathtaking views of the water. Other recent upgrades include new flooring in the kitchen; a new water heater; the refrigerator and glass top stove (5 yrs old) and the HVAC was replaced about 10 yrs. ago. Come for the winter or stay for a lifetime, this home is ready to be enjoyed by it's new owner. You'll feel like you're on vacation every day with all the resort has to offer, including tennis and pickle ball courts, shuffleboard and horse shoes, a sparkling community pool, hot tub, saunas, fitness room, rec room with pool tables, a driving range, even a dog park for your furry family members. You won't even have to leave the resort to get your mail, there's a post office on-site. The low quarterly HOA covers all of this, plus your water, sewer and trash pick up. You owe it to yourself to check this out before it's gone, so call now for your private tour!
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Our Executive Mortgage Banker:
Our Insurance Division:
$168,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $134,400 | $134,400 | $134,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $123 | $123 | $123 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $795 | $828 | $1,089 |
| Total Monthly Payment | $993 | $1,026 | $1,287 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.