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Welcome to your serene waterfront haven in the heart of the picturesque community of Floral City. This delightful home offers a perfect blend of comfort and tranquility, making it the ideal escape from the hustle and bustle of everyday life. Step inside to discover an inviting open-concept layout that is perfect for entertaining. The generous living spaces are flooded with natural light and exude with warmth and charm. The heart of the home boasts a well-appointed kitchen featuring modern appliances, ample counter space, and a convenient breakfast bar, making meal prep a breeze. The primary bedroom features a large walk-in closet with built in shelving for organization as well as an en-suite bathroom with a walk-in shower. The other 2 bedrooms are full of charm and comfort with plenty of space to make it your own and lots of natural light. Step outside to your expansive backyard overlooking the gorgeous Withlacoochee basin. A seawall lines the border of the canal for added safety and utility. In the center of it you will see a private boat ramp to load and unload your boat for recreation. Park your boat in your private, covered boat dock and then clean your fresh catch on the fish cleaning station. Park your RV, ATV's, and vehicles in the large outbuilding with attached carport. Enjoy soaking the stress away in the covered outdoor patio while watching your favorite sports teams or go enjoy some solitude in the bonus building currently being used as an office/guest room. This property has everything you could ask for, so come on down and see it for yourself!
No flood insurance required!
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Our Executive Mortgage Banker:
Our Insurance Division:
$348,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $279,120 | $279,120 | $279,120 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $115 | $115 | $115 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,672 | $1,741 | $2,279 |
| Total Monthly Payment | $1,861 | $1,930 | $2,468 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.