|
Welcome to this well-maintained home in the highly sought-after Morningside neighborhood, ideally located in central Clearwater. This spacious (2126 SF) floor plan offers the versatility today's buyers are looking for — a separate formal living room, formal dining room, and a fully enclosed Florida room filled with natural light, perfect for everyday living or entertaining. The home has been thoughtfully updated throughout. Luxury vinyl plank flooring flows through most of the home, complemented by updated baseboards, knock-down ceilings (popcorn removed), custom blinds, and fresh interior and exterior paint. Recessed lighting was added in the front living room, kitchen, and Florida room. Kitchen improvements include new 36" upper cabinets, a barn door pantry entry, and newer dishwasher and microwave. The second bathroom has been fully remodeled. Major systems have been addressed: roof replaced 2016, AC 2022, and a tankless gas water heater for energy efficiency. The pool was resurfaced and pool deck pavers installed in 2023. Additional exterior upgrades include a fenced yard (2018), extended parking pad, front patio pavers, and a sprinkler system on reclaimed water. Windows replaced with previous owner (not original). Convenient inside laundry room. This move-in ready home checks a lot of boxes — and the location seals the deal. NOT IN A FLOOD ZONE. Just steps from the Morningside Recreation Center — featuring an outdoor pool with water slides, lighted tennis and basketball courts, a fitness center, double gymnasium, and community programming for all ages. Add to that, you're just minutes from world-famous Clearwater Beach, top-rated dining, shopping, and easy access to both Tampa and St. Pete. Come see it for yourself.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$660,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $528,000 | $528,000 | $528,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.284% | 5.595% |
| Monthly Tax Payment | $353 | $353 | $353 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,081 | $3,208 | $4,279 |
| Total Monthly Payment | $3,526 | $3,653 | $4,724 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.