2174 BAYOU ROAD, Punta Gorda, FL, 33950 | $669,900

Experience the ultimate Southwest Florida lifestyle in this Sailboat-access waterfront home just five minutes to open water, offering a rare, unobstructed route with no bridges to Charlotte Harbor and the Gulf—perfect for everything from center consoles to large vessels. Set at a higher elevation (9’9”) with 90 feet of deep-water canal frontage, this beautifully maintained and extensively updated 3-bedroom, 3-bath, 2-car garage home welcomes you with an open split-bedroom layout, beamed cathedral ceilings, plantation shutters (2020), and crown molding that creates a bright, airy coastal feel throughout. The large kitchen shines with granite countertops, newer appliances, and abundant cabinetry including a full wall pantry. The stunning primary suite—completely renovated in 2022—offers private lanai access, a custom walk-in closet, and a spa-inspired bath with dual granite vanities. Guests will enjoy comfortable accommodations with a jetted tub in the guest bath. Thoughtful upgrades such as updated lighting and fans, a well-equipped laundry room, and an air-conditioned garage with epoxy flooring (2021) and workspace add both comfort and functionality. Step outside to your private tropical oasis where a screened lanai with no-see-um protection surrounds a heated in-ground pool with in-water seating, creating the perfect setting for relaxing or entertaining year-round and a full private outdoor bathroom, all complemented by lush landscaping effortlessly maintained by auto irrigation system. Boating enthusiasts will appreciate the impressive dock setup featuring a 7’x24’ concrete dock with 50-amp and 110 power plus water, a re-engineered 90 feet concrete seawall, and a Slidemoor system capable of securing up to a 38-ton vessel. Major updates including a metal roof (2022), impact-rated windows (2020), a Storm Smart Kevlar motorized screen (2020), and new A/C systems (2023) provide peace of mind. Location, location - this home places you just minutes from Fishermen’s Village, Isles Yacht Club, waterfront dining, golf, and historic downtown Punta Gorda—making this an exceptional opportunity for year-round living, enjoy the season, or stepping straight into the boating and fishing lifestyle you’ve been dreaming of. A Complete list of features/updates is available upon request.

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 90 x 95 x 98 x 120
  • Laundry: Laundry Room
  • Year Built: 1985
  • Garage: 2-car Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air, Humidity Control, Zoned
  • Approx Sq. Feet: 2,217
  • Acreage: 0.23
  • Lot Size: 90 x 95 x 98 x 120
  • Est. Taxes: $7,998
  • Lot Desc: Cul-De-Sac, Landscaped
  • View: Water
  • Water Front: Yes
  • Pool: Deck, Gunite, Heated, In Ground, Lighting, Outside Bath Access, Screen Enclosure
  • Appliances: Built-In Oven, Cooktop, Disposal, Dryer, Microwave, Refrigerator, Washer
  • MLS#: C7525151
  • Days on Market: 15 days
  • Website: https://www.raveis.com
    /prop/C7525151/2174bayouroad_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/14/2026 6:05:17 AM)
Listing courtesy of PORTSIDE PROPERTY GROUP   Phone: 239-472-3334

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2174 BAYOU ROAD, Punta Gorda, FL, 33950

$669,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $535,920 $535,920 $535,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.866%
Monthly Tax Payment $667 $667 $667
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,213 $3,343 $4,415
Total Monthly Payment $3,971 $4,101 $5,173

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.