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Presented by
Linda's Team |
1307 NORMANDY CIRCLE, Palm Harbor, FL, 34683 | $778,000
Located in one of the most desirable and sought-after areas of Palm Harbor, this property offers a unique combination of space, comfort, and style on an impressive 0. 49-acre lot—an increasingly rare find in today’s market. As you enter the home, you are welcomed by a spacious main living area, ideal for entertaining, featuring elegant double glass doors that lead directly to the pool area, creating a seamless indoor-outdoor flow. To your left, you’ll find a large formal dining area with excellent natural light, which connects to a fully renovated kitchen equipped with granite countertops and an oversized island/workspace of over 7 feet, perfect for both everyday use and hosting.
The home also includes a comfortable family room with a fireplace, which connects to the pool area through double glass doors, maximizing natural light and accessibility. Each of the three bedrooms features its own private bathroom, providing both comfort and privacy. The home is equipped with a central air conditioning system installed in 2022, and bedrooms 2 and 3 also include additional split units, allowing for individualized temperature control. The outdoor space offers a fully functional pool, open views of a beautiful pond, and a large backyard ideal for outdoor living. Additional features include a two-car garage and a fenced parking area with space for an RV and/or boat.
For entertaining, the property includes a BBQ area with an independent bungalow and outdoor shower, allowing guests to enjoy the space without entering the main home, as well as a second kitchen under air conditioning, ideal for family gatherings.
Extensive recent renovations enhance this property, including new flooring throughout (2025), a fully remodeled kitchen (2025), and beautifully updated bathrooms (2025). The primary bathroom was completely renovated in 2026, adding a luxurious and modern touch to the home
Features
- Rooms: 9
- Bedrooms: 3
- Baths: 3 full / 1 half
- Lot Size: 136 x 165
- Laundry: Laundry Room
- Year Built: 1982
- Garage: 2-car Covered, Curb Parking, Driveway, Garage Faces Side
- Heating: Central
- Cooling: Central Air, Mini-Split Unit(s)
- Approx Sq. Feet: 2,660
- Acreage: 0.49
- Lot Size: 136 x 165
- Est. Taxes: $9,117
- Lot Desc: Corner Lot
- View: City, Pool
- Pool: In Ground, Lighting, Outside Bath Access
- Appliances: Built-In Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
- MLS#: TB8500489
- Days on Market: 21 days
- Website: https://www.raveis.com
/prop/TB8500489/1307normandycircle_palmharbor_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Linda's TeamLuxury Properties Specialists
860.209.7044
LindasTeam@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Dave BeckmanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 10930
203.641.8287
Dave.Beckman@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Diane PadelliInsurance Sales Director, William Raveis Insurance
203.444.0494
Diane.Padelli@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1307 NORMANDY CIRCLE, Palm Harbor, FL, 34683
$778,000
Linda's Team
Luxury Properties Specialists
William Raveis Real Estate
Phone: 860.209.7044
LindasTeam@raveis.com
Dave Beckman
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.641.8287
Dave.Beckman@raveis.com
NMLS Mortgage Loan Originator ID 10930
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $622,400 | $622,400 | $622,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $760 | $760 | $760 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,832 | $3,930 | $5,168 |
| Total Monthly Payment | $4,684 | $4,782 | $6,020 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388