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Presented by
White & White |
Homes with this combination of lot size and interior volume in North Lakeland sell once — and the buyers who miss them spend the next two years explaining why they waited.
Country Oaks is a community where the lots run large, the landscaping has had thirty years to mature, and the neighbors have roots. Within that context, 954 Odoniel sits at the top of the food chain — a 3, 034 square foot footprint with four bathrooms built into the floor plan from day one.
That last point matters more than most buyers realize. Four bedrooms and four baths at this price point, in this zip code, means the layout was engineered for a family that actually uses its home. There's separation between living spaces, room for a dedicated office that doesn't feel carved out of a closet, and a primary suite that doesn't compete with the rest of the house for square footage.
The outdoor potential is what seals it. A lot this size absorbs a pool, a detached garage or workshop, and a proper yard — simultaneously — and still leaves room for the kind of privacy that new construction developments gave up on years ago.
Built in 1994, the structure is solid and the scale is permanent. The buyer who renovates on their timeline walks away with a property that rivals new luxury construction, on land those builders can no longer afford to provide.
The neighborhood holds its value because inventory like this doesn't cycle back.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$500,000
Sales Associates
William Raveis Real Estate
Phone: 781.424.1989
WhiteandWhite@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.740.5922
Frank.Merola@raveis.com
NMLS Mortgage Loan Originator ID 1020051
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $400,000 | $400,000 | $400,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.487% | 5.614% |
| Monthly Tax Payment | $62 | $62 | $62 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,366 | $2,495 | $3,242 |
| Total Monthly Payment | $2,520 | $2,649 | $3,396 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.