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248 River Drive, #248, Moriches, NY, 11955 | $595,000
Waterfront!! Waterways gated 55+ where resort style living meets the charm of coastal Moriches on Forge river. Experience comfort, elegance, and waterfront serenity in this beautifully renovated Sandpiper model, ideally situated on the first floor for easy living. This thoughtfully designed home features a spacious, open-concept layout with a sunlit kitchen perfect for both everyday living and entertaining. The Primary suite offers peaceful water views with a tranquil view of the Forge river with a bath that features both tub and shower. A bright and airy guest bedroom and a second bathroom provide comfort and flexibility for visitors. The inviting living room/dining room are centered around a cozy gas fireplace, and sliding doors that lead to your own private covered four seasons room an ideal spot to unwind and take in the calming waterfront scenery. The seamless flow between the kitchen and main living space enhances both functionality and style. Lovingly maintained, this home radiates warmth and pride of ownership throughout. Additional highlights include a one-car garage, central air conditioning, and a convenient four seasons room for added outdoor comfort. Residents of The Waterways enjoy an exceptional array of amenities, including a clubhouse renovated in 2025, private marina on the Forge river, ballroom, heated pool, tennis and pickle ball courts, fitness center, and bocce. Discover why The Waterways is one of the most sought-after 55+ communities; offering a unique blend of beauty, tranquility, and an elevated lifestyle
Features
- Parking: Driveway
- Heating: Forced Air
- Cooling: Central Air
- Levels: 2
- Amenities: Boat Dock, Clubhouse, Fitness Center, Gated, Landscaping, Lounge, Maintenance, Maintenance Grounds, Pool, Recreation Facilities, Snow Removal, Tennis Court(s)
- Rooms: 5
- Bedrooms: 2
- Baths: 2 full
- Laundry: In Hall
- Complex: Waterways
- Year Built: 1987
- Common Charge: $970 Monthly
- Approx Sq. Feet: 1,544
- Acreage: 0.05
- Est. Taxes: $4,140
- View: River, Water
- Adult Communities: Yes
- Water Front: Yes
- Elem. School: Tangier Smith Elementary School
- Middle School: William Floyd Middle School
- High School: William Floyd High School
- School District: William Floyd
- Pets Allowed: Yes
- Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- MLS#: 988378
- Days on Market: 12 days
- Website: https://www.raveis.com
/prop/988378/248riverdrive_moriches_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Ryan FortierInsurance Sales Director, William Raveis Insurance
516.739.7731
Ryan.Fortier@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
248 River Drive, #248, Moriches, NY, 11955
$595,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $476,000 | $476,000 | $476,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.487% | 5.614% |
| Monthly Tax Payment | $345 | $345 | $345 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,816 | $2,970 | $3,858 |
| Total Monthly Payment | $3,253 | $3,407 | $4,295 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535