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Welcome to Long Beach, "The City by the Sea". Known for its white sandy beaches and 2+ mile boardwalk. This delightful home is located in the sought after canals area. When you arrive home, you have a driveway for 2 cars and a large front porch perfect for watching the sunset. Open the front door to a large living room with bamboo hardwood flooring, a hallway, and a bedroom to the left. As you walk toward the kitchen, there's a stairway on the left side followed by another hallway leading to a luxurious bathroom and primary bedroom with a half bath. The large kitchen has beautiful hardwood cabinetry, granite countertops and stainless steel appliances. There's a utility room with a washer & dryer. The new dormer addition upstairs has a spacious family room, a big bedroom with a walk-in closet and a designer bathroom. Relax, BBQ and catch some rays in the backyard. Enjoy the comfort of three-zone, high-efficiency ductless HVAC. The majority of the first floor was renovated in 2012. The entire second floor dormer, roof and siding is new from 2020. The 3 ductless HVAC units are from 2020 and the refrigerator is from 2023. Experience coastal living at its finest, within walking distance to shopping, the beach, and the boardwalk. More photos coming soon.
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Our Executive Mortgage Banker:
$854,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $683,200 | $683,200 | $683,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $1,036 | $1,036 | $1,036 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,826 | $4,151 | $5,719 |
| Total Monthly Payment | $4,954 | $5,279 | $6,847 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.