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Charming and full of character, this beautifully maintained ranch-style home offers the ease of one-level living. The warm and welcoming covered front porch sets the tone for this inviting 2-3 bedroom and 1 full bath home. Step inside to find gleaming hardwood floors throughout and a warm and cozy living room featuring a gas fireplace and open floor plan. The updated kitchen is both stylish and functional, complete with tile flooring, granite countertops, and seamless access to the low-maintenance composite deck overlooking a fully fenced backyard. Natural light fills the home, enhanced by elegant plantation shutters on every window. The updated full bath, fresh interior paint in classic Benjamin Moore tones, and thoughtful updates throughout create a move-in ready experience. Additional highlights include a brand-new roof (November 2025) and a one-car garage for added convenience. A generator ensures comfort and reliability no matter what the season. While town records reflect a two-bedroom home, an additional room currently used as a den provides the perfect option for a third bedroom, home office, or guest space. This is a wonderful opportunity to own a turnkey home with flexible space, modern updates, and timeless charm. Additional updates include newer Anderson windows 2006 including the basement. The bath and kitchen remodeled and all plumbing replaced in 2006. Bath gutted in 2021 by Scribners in Quaker Hill. Fireplace brick chimney was rebuilt form the foundation up around 2015. Beach association dues $189 annually. Contingent upon seller securing a house of choice. Seller has identified a house of choice.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 13.1 x 10.1 | Main |
| Den | Bay/Bow Window,French Doors,Hardwood Floor | 10.6 x 9.1 | Main |
| Dining Room | Combination Liv/Din Rm,Hardwood Floor | 10.1 x 11.1 | Main |
| Kitchen | Balcony/Deck,Granite Counters,Tile Floor | 10.7 x 8.3 | Main |
| Living Room | Combination Liv/Din Rm,Gas Log Fireplace,Hardwood Floor | 17.5 x 16.5 | Main |
| Primary Bedroom | Hardwood Floor | 14.2 x 10.1 | Main |
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William Raveis Real Estate
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $440,000 | $440,000 | $440,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $468 | $468 | $468 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,635 | $2,745 | $3,593 |
| Total Monthly Payment | $3,195 | $3,305 | $4,153 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.