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Welcome to your private lakeside retreat on beautiful Bantam Lake, where every evening ends with breathtaking west-facing sunsets over the water. Nestled within the natural beauty of White Memorial Conservation Center, this charming cottage offers a rare blend of tranquility, privacy, and direct access to one of Connecticut's most sought-after lakes. Set in a peaceful, secluded location, the property invites you to unwind and fully embrace lake living. A private dock provides immediate access for boating, swimming, kayaking, and fishing, making it effortless to enjoy all that Bantam Lake has to offer. Whether you're starting your morning with coffee by the water or ending your day with a sunset cruise, this home is perfectly positioned for year-round enjoyment. Surrounded by nature and buffered from the outside world, the cottage delivers a true sense of escape while still being part of a cherished and protected landscape. With its serene setting, stunning views, and readiness for lakeside activities, this is a rare opportunity to own a slice of waterfront paradise.
| Type | Dimensions | Level |
|---|---|---|
| Kitchen | 15.0 x 23.0 | Main |
| Living Room | 12.0 x 19.0 | Main |
| Primary Bedroom | Main |
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$449,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $359,200 | $359,200 | $359,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.403% | 6.431% | 5.668% |
| Monthly Tax Payment | $289 | $289 | $289 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,151 | $2,212 | $2,911 |
| Total Monthly Payment | $2,515 | $2,576 | $3,275 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.