923 1ST AVENUE NW, Largo, FL, 33770 | $414,990

Price Improvement, Beautifully renovated and move-in ready, this 3-bedroom, 2-bathroom home offers 1, 403 square feet of thoughtfully designed living space in the heart of Largo. Its open-concept floor plan creates a bright and welcoming atmosphere, highlighted by a modern kitchen featuring updated cabinetry, countertops, and stainless steel appliances, along with beautifully renovated bathrooms boasting contemporary finishes.

Recent upgrades include impact-resistant windows enhancing both energy efficiency and peace of mind as well as fully paid-off solar panels, which help reduce monthly utility expenses. The spacious living and dining areas offer flexibility for both everyday living and entertaining.

Step outside to enjoy the expansive backyard, which provides ample space for gatherings, outdoor activities, future customizations, or potential additional parking. Situated in Flood Zone X, this property enjoys a convenient location close to shopping, dining, major thoroughfares, and some of the most beautiful beaches on Florida's Gulf Coast—including Clearwater Beach, Madeira beach, Indian Rocks Beach, Sand Key Beach.

For added buyer confidence, the property recently completed a "4-Point Inspection, " indicating that according to the report the home's major systems have been evaluated and are in good condition.

Don't miss this opportunity to own a beautifully updated home that combines modern upgrades, energy efficiency, a prime location in Largo and ideal as a primary residence, second home or investment property with short-term rentals potential.

Seller is motivate and willing to contribute toward byers closing costs with an accetable offer.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 70 x 128
  • Laundry: In Garage
  • Year Built: 1955
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,403
  • Acreage: 0.21
  • Lot Size: 70 x 128
  • Est. Taxes: $575
  • Elem. School: Mildred Helms Elementary-PN
  • Middle School: Largo Middle-PN
  • High School: Largo High-PN
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: TB8499948
  • Days on Market: 81 days
  • Website: https://www.raveis.com
    /prop/TB8499948/9231stavenuenw_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/13/2026 2:55:45 AM)
Listing courtesy of HOME PRIME REALTY LLC   Phone: 813-497-4441

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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923 1ST AVENUE NW, Largo, FL, 33770

$414,990

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $331,992 $331,992 $331,992
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment $48 $48 $48
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,017 $2,096 $2,757
Total Monthly Payment $2,140 $2,219 $2,880

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.