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106 Cedar Island Road, Narragansett, RI, 02882 | $965,000
Tucked away on sought-after Harbour Island, this beautifully updated 2-bedroom, 2-bath home offers the perfect blend of coastal charm and modern comfort. Just a short stroll to the salt water, you'll feel the rhythm of seaside living the moment you arrive. Inside, the home features gleaming hardwood floors throughout and a thoughtfully updated kitchen designed for both everyday living and effortless entertaining. The open flow leads naturally into inviting living spaces, where a second deck off the living room provides the ideal spot for morning coffee or unwinding after a day at the beach. Both full bathrooms have been tastefully renovated, offering a fresh, clean aesthetic that complements the home's relaxed coastal vibe. Step outside from the kitchen onto a spacious deck perfect for summer dining, gatherings with friends, or simply soaking in the peaceful surroundings. The fenced yard adds privacy and versatility, whether you're hosting, gardening, or enjoying time outdoors. An integral one-car garage and full basement provide ample storage and convenience. As the day winds down, take in breathtaking sunsets from the back porch your own private retreat to end each day. Whether you're searching for a year-round residence or the ultimate beach getaway, this Harbour Island gem delivers. Your coastal escape awaits.
Features
- Amenities: Golf,Highway Access,Marina,Near Hospital,Near Schools,Pool,Recreation Area,Restaurant,Shopping,Tennis Court(s)
- Rooms: 5
- Bedrooms: 2
- Baths: 2 full
- Style: Ranch
- Year Built: 1968
- Garage: 1-car Built In
- Heating: Ductless,Electric
- Cooling: Ductless
- Basement: Full,Unfinished
- Approx Sq. Feet: 1,150
- Acreage: 0.3
- Est. Taxes: $3,950
- Lot Desc: Corner Lot
- Appliances: Dryer,Dishwasher,Electric Water Heater,Microwave,Oven,Range,Refrigerator,Water Heater,Washer
- MLS#: 1410602
- Website: https://www.raveis.com
/prop/1410602/106cedarislandroad_narragansett_ri?source=qrflyer
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William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
106 Cedar Island Road, Narragansett, RI, 02882
$965,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $772,000 | $772,000 | $772,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $329 | $329 | $329 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,323 | $4,691 | $6,463 |
| Total Monthly Payment | $4,744 | $5,112 | $6,884 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB