4 Pony Lane, Palm Coast, FL, Florida, property flyer

4 Pony Lane, Palm Coast, FL, 32164 | $419,900

Investment opportunity awaits! This duplex offers two units, each featuring 2 bedrooms and 2 bathrooms. Unit B is currently rented for $1, 550 per month with a lease in place through April 2027, providing immediate and stable income. A new A/C for Unit B was installed in June of 2025. The other unit "A" is vacant and ready for an owner-occupant or a new tenant to maximize rental potential. Unit A - A/C was replaced in May of 2022. The sale includes newer garage door openers and most appliances. It has been completely painted and partially fenced for your additional privacy. Located in an established neighborhood with strong rental appeal, this property is an excellent opportunity for investors or buyers looking to offset expenses with income production. The home features an original tile roof that has been well maintained and is in great condition. Whether you’re looking to expand your portfolio or live in one side while generating income from the other, this property checks all the boxes. Hurry to see today.

Features

Units: 2
Lot Size: 10019
Year Built: 2002

Approx Sq. Feet: 2,278
Lot Size: 10019
Boat Access: No

MLS#: 261979
Days on Market: 31 days
Website: https://www.raveis.com
/prop/261979/4ponylane_palmcoast_fl?source=qrflyer

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Listing courtesy of REALTY EXCHANGE, LLC

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

Is available to meet with you in our office, your home or office, evenings or weekends
Offers you pre-approval in minutes!
Provides a guaranteed closing date that meets your needs
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305.922.5393

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Our Insurance Division:

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Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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4 Pony Lane, Palm Coast, FL, 32164

$419,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

	5/6 (30 Yr) Adjustable Rate Conforming*	30 Year Fixed-Rate Conforming	15 Year Fixed-Rate Conforming
Loan Amount	$335,920	$335,920	$335,920
Term	360 months	360 months	180 months
Initial Interest Rate**	6.250%	6.490%	5.750%
Interest Rate based on Index + Margin	8.125%
Annual Percentage Rate	6.474%	6.640%	5.972%
Monthly Tax Payment	N/A	N/A	N/A
H/O Insurance Payment	$75	$75	$75
Initial Principal & Interest Pmt	$2,068	$2,121	$2,790
Total Monthly Payment	$2,143	$2,196	$2,865

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.