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Whitney Lake is the kind of place people don't just move to--they stay for. With scenic lake paths, charming sidewalks, and evening golf cart rides to nearby restaurants, it offers the Lowcountry lifestyle buyers are actively searching for--while still keeping you connected to Johns Island, West Ashley, and Downtown Charleston. Currently one of the best values in Whitney Lake, this three-story townhome stands out with features rarely found at this price point. The main living space is anchored by an updated kitchen and a cozy fireplace that adds both warmth and character--something not often seen in townhome living. Just outside, the second-floor balcony creates a true extension of the home. Whether it's morning coffee, a good book, or winding down at sunset, it's a space you'll actuJust outside, the second-floor balcony creates a true extension of the home. Whether it's morning coffee, a good book, or winding down at sunset, it's a space you'll actually use. The third floor offers the flexibility today's buyers need--ideal for guests, a home office, media room, or a private retreat. There is also future potential to convert one of the closet spaces into an additional bathroom, adding even more long-term value. Out back, the fully fenced patio is ready for grilling, entertaining, or enjoying a quiet Charleston evening under the stars. Two dedicated parking spaces provide everyday convenience. The HOA has recently replaced the roof and covers exterior maintenance, landscaping, and pressure washing--making ownership refreshingly low-maintenance. With limited inventory in Whitney Lake and recent homes going under contract at higher price points, this is a rare opportunity to get into the neighborhood at an exceptional value.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$399,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $319,999 | $319,999 | $319,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,970 | $2,021 | $2,657 |
| Total Monthly Payment | $2,045 | $2,096 | $2,732 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.