410 Decatur Avenue, Peekskill, NY, 10566 | $579,000

Welcome to 410 Decatur Avenue, a charming home in Peekskill’s sought-after Fort Hill section with direct backyard access to Fort Hill Park. Full of character and warmth, this special property features original wood moldings, hardwood floors, and a welcoming living room with a fireplace and built-ins. Also on the main/parlor level, a separate dining room flows just off the updated kitchen and into a bright, airy sunroom, connected by antique stained glass windows leading out to the expansive side yard. Upstairs, you’ll find three well-sized bedrooms and a nicely maintained full bath. Already prepped for a remodel, the partially finished walk-out lower level offers a bonus rec room or office space, a toilet room, and storage, while the detached two-car garage completes the package. Over the past few years, the home has seen important upgrades including kitchen cabinetry and countertops, newer refrigerator and dishwasher, updated kitchen electrical, new light fixtures, recessed lighting, a new AC system (2024), exterior painting (2026) and yard drainage improvements. What truly sets this home apart is its rare setting backing directly to the park, offering beautiful views, added privacy, and a unique connection to nature yet conveniently located near downtown Peekskill’s waterfront, restaurants, schools, shops, Metro-North, and major commuter routes. This is a wonderful opportunity to own a home with charm, functionality, and an exceptional location. Don't miss this one!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Laundry: In Basement, Laundry Room
  • Style: Colonial
  • Year Built: 1928
  • Garage: 2-car
  • Heating: Forced Air, Hot Water, Natural Gas, Steam
  • Cooling: Central Air
  • Basement: Full, Partially Finished, Storage Space
  • Approx Sq. Feet: 1,470
  • Acreage: 0.34
  • Est. Taxes: $11,370
  • Lot Desc: Back Yard, Borders State Land, Garden, Historic District, Near Public Transit, Near School, Near Shops, Part Wooded, Private, Stone/Brick Wall, Views
  • View: City, Mountain(s), Neighborhood, Trees/Woods
  • Elem. School: Oakside School
  • Middle School: Peekskill Middle School
  • High School: Peekskill High School
  • School District: Peekskill
  • Appliances: Cooktop, Dishwasher, Dryer, Oven, Refrigerator, Stainless Steel Appliance(s), Washer
  • MLS#: 975414
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /prop/975414/410decaturavenue_peekskill_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Keller Williams NY Realty   Phone: 914-437-6100

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

410 Decatur Avenue, Peekskill, NY, 10566

$579,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $463,200 $463,200 $463,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.275% 6.398% 5.595%
Monthly Tax Payment $948 $948 $948
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,703 $2,852 $3,754
Total Monthly Payment $3,743 $3,892 $4,794

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.