Welcome to 410 Decatur Avenue, a charming home in Peekskill’s sought-after Fort Hill section with direct backyard access to Fort Hill Park. Full of character and warmth, this special property features original wood moldings, hardwood floors, and a welcoming living room with a fireplace and built-ins. Also on the main/parlor level, a separate dining room flows just off the updated kitchen and into a bright, airy sunroom, connected by antique stained glass windows leading out to the expansive side yard. Upstairs, you’ll find three well-sized bedrooms and a nicely maintained full bath. Already prepped for a remodel, the partially finished walk-out lower level offers a bonus rec room or office space, a toilet room, and storage, while the detached two-car garage completes the package. Over the past few years, the home has seen important upgrades including kitchen cabinetry and countertops, newer refrigerator and dishwasher, updated kitchen electrical, new light fixtures, recessed lighting, a new AC system (2024), exterior painting (2026) and yard drainage improvements. What truly sets this home apart is its rare setting backing directly to the park, offering beautiful views, added privacy, and a unique connection to nature yet conveniently located near downtown Peekskill’s waterfront, restaurants, schools, shops, Metro-North, and major commuter routes. This is a wonderful opportunity to own a home with charm, functionality, and an exceptional location. Don't miss this one!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$579,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $463,200 | $463,200 | $463,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.398% | 5.595% |
| Monthly Tax Payment | $948 | $948 | $948 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,703 | $2,852 | $3,754 |
| Total Monthly Payment | $3,743 | $3,892 | $4,794 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.