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Welcome to this beautifully maintained 3-bedroom, 2-bath raised ranch offering comfort, style, and versatile living spaces. Hardwood floors run throughout the main living area and bedrooms, even under the primary bedroom carpet, enhancing the home's warmth and charm. The open-concept kitchen, living room, and dining area provide an ideal setting for everyday living and entertaining, seamlessly connecting to an expansive family room addition. This stunning space features cathedral ceilings with exposed wood beams, skylights, oversized windows, a cozy wood-burning stove, and French doors leading to a gorgeous wraparound Trex deck (2019)-perfect for indoor-outdoor living. The main level also includes a spacious primary bedroom with a private full bath, along with two additional well-sized bedrooms and a second full bath. The lower level offers additional finished living space with a fireplace, a dedicated laundry area, and direct access to the attached two-car garage. Ample storage can be found beneath the family room and deck. Set on a beautiful, level lot, the property is enhanced by a serene, scenic stream flowing through the backyard, creating a serene outdoor retreat. Additional updates include newer vinyl siding, gutters and roof (2020), along with central air conditioning for year-round comfort. Roof has a 25 year warranty. ***The window panes in the back bedroom and the primary bathroom are on order and are being replaced. Hamden is currently in the 1st year of a 4-year tax phase-in. Total assessment in 3 years will be $266, 770; future mill rate TBD.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Main |
| Bedroom 2 | Hardwood Floor | Main |
| Dining Room | Hardwood Floor | Main |
| Family Room | Built-Ins,Fireplace | Lower |
| Great Room | Skylight,Cathedral Ceiling,Beams,Ceiling Fan,Wood Stove,Sliders | Main |
| Kitchen | Breakfast Bar,Granite Counters | Main |
| Living Room | Hardwood Floor | Main |
| Primary Bedroom | Full Bath,Wall/Wall Carpet | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $372,000 | $372,000 | $372,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $862 | $862 | $862 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,201 | $2,290 | $3,038 |
| Total Monthly Payment | $3,138 | $3,227 | $3,975 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.