Welcome to 34 Waldberg Ave in Congers — a rare opportunity to own a charming ranch set on a sprawling corner lot in the highly sought-after Clarkstown School District. Centrally located with parks on both sides of the home, this property offers a true outdoor oasis feel with space, privacy, and endless potential. Step inside to a sun-filled entry that can function as a foyer or mudroom, leading into a spacious living room with hardwood floors beneath the carpet, ready to be uncovered and restored. The home also features a generously sized dining area with additional space perfect for a reading nook or display, along with a bright kitchen ready for your personal touch—two comfortable bedrooms and a full bathroom complete the main level. The full basement offers excellent storage, laundry, and a bonus room ideal for a home office, gym, or playroom. A walk-up attic spanning the length of the home provides even more storage and future expansion potential. The property also features a detached two-car garage, offering both convenience and versatility. Whether you’re looking for additional storage, a workshop, or covered parking, this space provides endless possibilities. What truly sets this property apart is the expansive, flat yard — a standout feature that is hard to find. Surrounded by nearby parks and green space, you have the unique opportunity to create your own private retreat while still being close to everything. Whether you envision an addition, outdoor entertaining space, pool, or simply room to grow, this lot offers incredible flexibility. Move in and enjoy as-is, or bring your vision and maximize the potential of this exceptional property in a prime Congers location.
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$499,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,999 | $399,999 | $399,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.500% | 5.710% |
| Monthly Tax Payment | $896 | $896 | $896 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,366 | $2,495 | $3,266 |
| Total Monthly Payment | $3,337 | $3,466 | $4,237 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.