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Under Construction. Set within Oak Creek Preserve in Lakeland, The St. Augustine places you in a prime location between Tampa and Orlando, just off the Polk Parkway near Bartow. Surrounded by scenic lakes, a lively downtown, and a welcoming community atmosphere, this thoughtfully designed townhome delivers the ease of low-maintenance living paired with modern style. Sidewalk-lined streets and a sparkling community pool create a setting that feels both connected and relaxed.
Inside, a bright open-concept layout brings the great room, dining area, and kitchen together in one seamless space, ideal for entertaining, hosting friends, or simply enjoying everyday life. The kitchen stands out with solid surface countertops, stainless steel appliances, and a side-by-side ENERGY STAR® refrigerator, combining function with clean, contemporary appeal. Sliding glass doors draw in natural light and lead to the rear patio, creating a smooth indoor-outdoor flow. A convenient half bath on the main level adds practicality for guests.
Upstairs, the primary suite offers a comfortable retreat with a spacious walk-in closet and a private bath featuring a tile shower and solid surface countertops. A versatile loft provides additional living space, perfect for a media area, workspace, or reading nook. Two additional bedrooms, a full bath with a tile shower and tub combination, and a second-floor laundry room complete the upper level with efficiency in mind.
Built for today’s lifestyle, this home includes a smart home package with a Ring Video Doorbell, Smart Thermostat, Keyless Entry Smart Door Lock, and Deako switches, adding convenience and control throughout. A full-size garage, professionally maintained landscaping with front irrigation, architectural shingles, and a full builder warranty further enhance everyday living.
Designed for those who value low-maintenance comfort without sacrificing style, The St. Augustine in Oak Creek Preserve brings together smart features, flexible living spaces, and a central Florida location that keeps everything within reach.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$274,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $219,920 | $219,920 | $219,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $41 | $41 | $41 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,354 | $1,408 | $1,841 |
| Total Monthly Payment | $1,470 | $1,524 | $1,957 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.