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Assumable mortgage loan with approximately $248, 000 balance left at 3. 25 interest rate for qualified buyer. Welcome to this private one-acre residence in Inverness, offering a thoughtful balance of space, functionality and access to the Nature Coast lifestyle. This three-bedroom home with a dedicated office and two baths is set on a wooded homesite that provides natural separation and a quiet setting. The interior features a well-appointed kitchen with solid-surface countertops, tile backsplash, high-end appliances, white cabinetry and a large center island with storage. Flooring includes ceramic tile throughout the main living areas, with beautiful real wood flooring in the primary bedroom, supporting durability and ease of maintenance. Outdoor living is designed for year-round use. The fenced backyard accommodates pets and gatherings, while the above-ground pool and screened-in lanai create defined areas for dining and relaxation. A large concrete patio extends the outdoor space for grilling and entertaining, complemented by a waterfall feature that serves as a focal point within the landscape. An air-conditioned detached large shed (14 by 24 feet) offers flexible space suitable for a workspace, studio or additional storage. A hidden gem just moments from Fort Cooper State Park. This residence offers a rare living-in-the-park experience, characterized by majestic oak trees and daily wildlife visits. It is a sanctuary for those seeking a relaxed pace within Florida’s Nature Coast, whether as a full-time residence or a seasonal retreat. The home seamlessly combines privacy and modern convenience, featuring a spacious layout and purposeful outdoor living areas designed to embrace its natural surroundings. While the property feels worlds away, you remain ideally connected, just five miles from vibrant shopping, dining and community events of Inverness. Adventure is always within reach with local kayaking and canoeing, plus world-class boating, fishing and scalloping in nearby Crystal River. Additionally, the Suncoast Parkway (589) extension ensures seamless regional access, placing Tampa International Airport less than one hour away. Buyer must qualify with bank for assumable loan.
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Our Executive Mortgage Banker:
Our Insurance Division:
$538,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $430,400 | $430,400 | $430,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $486 | $486 | $486 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,546 | $2,650 | $3,488 |
| Total Monthly Payment | $3,124 | $3,228 | $4,066 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.