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Welcome to 1314 Virginia Avenue, Unit 4A — a stunningly renovated 2-bedroom, 1-bathroom condominium in the heart of Parkchester, one of the Bronx's most established and sought-after communities. This is not your average listing. Unit 4A has been completely transformed within the last 3 years, offering the rare combination of modern upgrades and true move-in ready condition that today's buyers are looking for. The brand new kitchen features sleek new cabinets and countertops, the bathroom has been fully updated, and new lighting has been installed throughout the entire apartment. Beautiful hardwood floors run through every room, tying together a space that feels fresh, clean, and immediately livable. Abundant natural light pours through the windows all day long, and being located on the 4th floor of an elevator building means you get both comfort and convenience from the moment you arrive. Every detail of this renovation has been done right. From the moment you walk through the door, it is clear that no corners were cut — this is a home that has been cared for with intention and pride. Whether you are a first-time buyer ready to stop renting and start building wealth, a growing family looking for space and stability, or a savvy investor seeking a turnkey property in an appreciating market, 1314 Virginia Avenue #4A delivers on every front. Parkchester is one of New York City's most connected and community-rich neighborhoods. The No. 6 train is just minutes away, placing Midtown Manhattan only 30 minutes from your front door. With the planned Metro-North expansion to the East Bronx on the horizon, the long-term value of this location only continues to strengthen. Parks, playgrounds, grocery stores, shopping, houses of worship, schools, and community centers are all just minutes away — offering the kind of full, balanced lifestyle that is increasingly rare to find at this price point in New York City. Do not miss this one. Fully renovated condos in Parkchester at this level of finish move quickly. Schedule your private showing today and come see everything that 1314 Virginia Avenue, Unit 4A has to offer.
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Our Executive Mortgage Banker:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $316,000 | $316,000 | $316,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $62 | $62 | $62 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,946 | $1,997 | $2,624 |
| Total Monthly Payment | $2,083 | $2,134 | $2,761 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.