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Welcome to Oxbow Ridge, a highly desirable 55+ community where comfort, space, and low-maintenance living come together in a premium location at the end of a quiet cul-de-sac. This meticulously maintained townhouse offers over 3, 000 square feet of living space, including a beautifully finished lower level, delivering the feel of a single-family home without the upkeep. The main level features an inviting eat-in kitchen with quartz countertops, tile backsplash, and abundant cabinetry, flowing seamlessly into a formal dining room and a spacious living room anchored by a gas fireplace. Just off the living area, a rare enclosed sunroom with vaulted ceilings and sliders provides the perfect spot to relax year-round, a feature not found in most units. The primary suite is conveniently located on the main floor and offers a generous layout with a walk-in closet and an expansive ensuite bath complete with double sinks, a tub, and a walk-in shower. An additional room on the main level serves perfectly as a home office, along with a half bath and main-floor laundry for true one-level living. Upstairs, a large loft area functions as a second living space and offers flexibility to be converted into an additional bedroom, along with a second bedroom and full bath. The finished lower level is exceptional, providing expansive space for recreation, guests, or hobbies, along with additional storage. Additional highlights include gas heat and central air, both updated just 2 years ago!
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | 9 ft+ Ceilings,Wall/Wall Carpet | 12.6 x 14.2 | Upper |
| Dining Room | 9 ft+ Ceilings,Bay/Bow Window,Wall/Wall Carpet | 15.1 x 14.6 | Main |
| Eat-In Kitchen | 9 ft+ Ceilings,Quartz Counters,Tile Floor | 10.1 x 14.5 | Main |
| Family Room | 9 ft+ Ceilings,Cathedral Ceiling,Wall/Wall Carpet | 18.1 x 22.9 | Upper |
| Full Bath | 9 ft+ Ceilings,Corian Counters,Tub w/Shower,Tile Floor | 5.3 x 10.5 | Upper |
| Half Bath | 9 ft+ Ceilings,Tile Floor | 5.1 x 4.2 | Main |
| Living Room | 9 ft+ Ceilings,Gas Log Fireplace,Sliders,Wall/Wall Carpet | 15.1 x 16.2 | Main |
| Office | 9 ft+ Ceilings,Wall/Wall Carpet | 8.8 x 9.1 | Main |
| Primary Bath | 9 ft+ Ceilings,Corian Counters,Double-Sink,Stall Shower,Whirlpool Tub,Tile Floor | 10.3 x 11.0 | Main |
| Primary Bedroom | 9 ft+ Ceilings,Full Bath,Walk-In Closet,Wall/Wall Carpet | 14.7 x 12.2 | Main |
| Rec/Play Room | Wall/Wall Carpet | 28.5 x 35.8 | Lower |
| Sun Room | 9 ft+ Ceilings,Vaulted Ceiling,Sliders,Hardwood Floor | 11.4 x 9.4 | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,920 | $399,920 | $399,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $731 | $731 | $731 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,366 | $2,462 | $3,241 |
| Total Monthly Payment | $3,172 | $3,268 | $4,047 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.