98 Bruen St, Saint Augustine, FL, 32084 | $530,000

Huge corner lot w/ remodeled home and oversized garage/workshop. History transformed! This stunning home has undergone a complete remodel in 2026. Stripped to the frame and everything replaced. Architecturally designed this beauty is just minutes from historic downtown St. Augustine with all its shops, restaurants, galleries and historic charm. The front porch offers a cozy spot to have coffee or catch the evening breeze. Open the original front door and step inside to find yourself in the versatile, open great room. Living room, dining room, and kitchen flow seamlessly together to create the ultimate space for family gatherings and entertaining. The kitchen sparkles (literally) with quartz countertops, light cabinets and new stainless-steel appliances. Gleaming engineered wood floors reflect the warm sunlight for a soft glow throughout the house. Three generously sized bedrooms have the flexibility to make one into and office, craft room or playroom depending on your needs. The 2 full baths with tiled showers in light, modern shapes and colors gives each one a luxurious spa like feeling. Step outside the back door to your own private oasis with towering live oaks offering the perfect shady spot to read a book or gather with family and friends on a lazy afternoon. New fiber cement clapboard and a new metal roof make this house as low maintenance and it is beautiful. The oversized lot (. 34) has a concrete garage measuring 22 x 34. The possibilities are endless! Restore the garage and have plenty of room for your workshop, cars, and toys. Build an accessory apartment over part of the garage and rent it or use it as an office/studio plus build a second home for a family compound or great rental income. Remove the garage for a blank canvas to create a back yard oasis or fabulous investment opportunity. Come and see this charming home! Subdivision into 2 lots has been approved but paperwork not yet filed with the city.

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 14810
  • Style: Single Family Home
  • Year Built: 1924
  • Heating: Central,Electric
  • Cooling: Central
  • Approx Sq. Feet: 1,138
  • Acreage: 0.34
  • Lot Size: 14810
  • Est. Taxes: $3,718
  • Lot Desc: Corner
  • Elem. School: Crookshank
  • Middle School: Sebastian
  • High School: St. Augustine
  • MLS#: 261969
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/261969/98bruenst_saintaugustine_fl?source=qrflyer
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Listing courtesy of REALTY EXCHANGE, LLC

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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98 Bruen St, Saint Augustine, FL, 32084

$530,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $424,000 $424,000 $424,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.275% 6.272% 5.595%
Monthly Tax Payment $310 $310 $310
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,474 $2,576 $3,436
Total Monthly Payment $2,876 $2,978 $3,838

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.