New York (Upper East Side), NY, 10075 | $2,995,000

The Epitome of Madison Avenue Chic | Upper East Side, NYC Turn-Key Luxury at the Gateway to the Gold Coast The Residence 5E Rarely does a home of this caliber, in this precise location, become available in stunning condition. This meticulously renovated residence offers a masterclass in Upper East Side elegance, defined by superb natural light from its west exposure which provides additional north and south based on wall to wall windows and a cut window in the corner along with a a sophisticated modern aesthetic. Every inch of this home has been considered: from the custom modern doors and bespoke lacquer cabinetry to the integrated Lutron lighting system with dimmers and recessed-and-chandelier lighting. Most importantly are the various custom shelving that accentuates sophistication and comfort. Soundproof windows and custom shades ensure a pin-drop quiet environment, while newly serviced and fairly new HVAC units provide year-round climate precision. The Living & Dining Experience Step into the entry with a closet and custom shelving that opens into a sprawling, sun-drenched great room featuring classic herringbone floors and illuminated custom high gloss bookshelves. The open-concept layout is designed for the modern entertainer, featuring a corner outlook with views of Madison Avenue. Chef’s Culinary Hub: An expansive kitchen displays multiple textures that include high quality lacquer cabinetry from floor to ceiling providing flat panel, single unadorned surfaces, thick marble counter tops and backsplash, a 9-foot marble breakfast bar, a dedicated second marble countered "coffee bar, " and premium custom cabinetry. Professional Appliances include: 6-burner GE Monogram gas cooktop, separate oversized refrigerator and freezer units, Viking wine cooler, and a double-sized stainless steel sink with a gooseneck faucet. 6 Upper Cabinets in white lacquer, full slabs of marble backsplash and counters, many lower cabinets and drawers for the chef who wants enormous storage and room to cook. Service Entrance: A dedicated service door provides seamless entry for food and personal deliveries. The Private Bedrooms Two grand bedrooms are tucked away for maximum privacy. Primary Suite: A true sanctuary featuring designer wallpaper, a King-sized layout, and two massive walk-in closets completely outfitted in custom wood millwork. The en-suite bathroom is a spa-like retreat clad in custom marble slabs. Second Bedroom: Fully customized with built-in cabinetry, a dedicated desk area, and integrated shelving/TV housing, served by a luxurious second marble bathroom with a built-in vanity and walk-in shower. Lifestyle Features Walk-in Laundry Room: A rare New York luxury—a dedicated walk-in laundry closet with a stackable Miele Washer/Dryer, tiled walls, and pantry shelving. Storage: Wall-to-wall windows are accented by custom cabinetry below, providing a surplus of integrated storage throughout the home. The Building & Neighborhood The Charles House Condominium located on the corner of Madison Avenue and 78th Street is a White Glove full-service luxury Condominium that has a full-time doorman, a live in superintendent, a newly renovated lobby, a stunning planted roof deck with unobstructed views of the Manhattan skyline and Central Park, a fitness center and a garage. Located at 40 East 78th Street, this full-service condominium sits in the heart of the "Gold Coast. " Down the block from the Met and Central Park Retail Excellence: The building's ground-level facade is wrapped in white granite and features world-class retailers The "Social Triangle": Steps from your front door are the city’s most iconic destinations. Morning coffee at Sant Ambroeus Madison, cocktails at The Carlyle, and dinner at The Mark Hotel. Financial Overview Monthly Common Charges: $1742. 19 Taxes: For primary residents, the Real Estate reflect the STAR program $2151. 38/month Non-Primary RE Tax: $2, 607. 73/month. Assessment: $327. 23/month Opp

Features

  • Town: New York
  • Heating: Central
  • Cooling: Central Air
  • Levels: 17
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 204.330000x100.000000
  • Laundry: Common On Floor,Common Area,In Unit
  • Complex: The Charles House
  • Year Built: 1958
  • Common Charge: $1,742 Monthly
  • Approx Sq. Feet: 1,300
  • Est. Taxes: $25,812
  • View: City Lights,City,Neighborhood,See Remarks
  • Pet Policy: Building Yes,Cats OK,Dogs OK
  • Appliances: Cooktop,Gas Cooktop,Gas Oven,Refrigerator,Stainless Steel Appliance(s),Wine Cooler
  • MLS#: RLS20085745
  • Days on Market: 59 days
  • Website: https://www.raveis.com
    /prop/RLS20085745/40e78thstreet_newyork_ny?source=qrflyer
Copyright © 2026  The Real Estate Board of New York, Inc., All rights reserved
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
Listing courtesy of Compass   Phone: (212) 913-9058

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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New York (Upper East Side), NY, 10075

$2,995,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,396,000 $2,396,000 $2,396,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.165% 6.349% 6.183%
Monthly Tax Payment $2,151 $2,151 $2,151
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $13,604 $14,753 $20,219
Total Monthly Payment $15,880 $17,029 $22,495

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.