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BEST AND FINAL OFFERS DUE MONDAY 5/27 @ 5PM. Enjoy the best of Fairfield living at 126 Ann Street, ideally located in highly sought-after walkable beachside neighborhood. Just minutes to the train, downtown, and beaches, this charming 3-bedroom, 1 full and 1 half bath Colonial offers an exceptional walk-to-everything lifestyle in a prime commuter location. Built in 1948 and thoughtfully updated the home features 1, 515 square feet of inviting living space filled with natural light. The spacious eat-in kitchen is equipped with granite countertops, a center island, and updated appliances, flowing seamlessly into the main living areas for everyday living and entertaining. A well-designed mudroom addition enhances functionality, while a rear deck and workshop provide additional space to relax, work, or create. The finished lower level adds approximately 190 square feet, ideal for a playroom, media space, or home office. The fully fenced yard offers privacy and room for outdoor enjoyment. Move-in ready and full of charm, this home presents a rare opportunity to live in a coveted Fairfield neighborhood with easy walkable access to beaches, town amenities, and the train. Sale subject to owner finding suitable housing. Seller recently had SCG install a natural gas line to the home and is installing a new natural gas furnace late April/Early May 2026 and removing the oil tank in the lower level. Seller has a flood insurance policy: $1, 129. 60/year
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 13.0 x 11.0 | Upper |
| Bedroom 2 | Hardwood Floor | 9.0 x 11.0 | Upper |
| Dining Room | Hardwood Floor | 13.0 x 10.0 | Main |
| Eat-In Kitchen | Breakfast Bar,Granite Counters,Eating Space | 13.0 x 11.0 | Main |
| Living Room | Fireplace,Hardwood Floor | 13.0 x 21.0 | Main |
| Other | Tile Floor | 10.0 x 9.0 | Main |
| Primary Bedroom | Hardwood Floor | 13.0 x 19.0 | Upper |
| Rec/Play Room | Vinyl Floor | 12.0 x 15.0 | Lower |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $920,000 | $920,000 | $920,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $803 | $803 | $803 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,152 | $5,590 | $7,701 |
| Total Monthly Payment | $6,080 | $6,518 | $8,629 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.