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Under contract-accepting backup offers. 24833 Panacea Drive — Exceptional updated 4-bedroom, 2-bath home with an office (or potential 5th bedroom) on a quiet cul-de-sac in Lutz. Offered under $450, 000, this move-in ready residence features superb curb appeal, an extra-long driveway, no CDD, and a low HOA of $245/year. The brick paved entrance greets you with a contemporary hurricane rated front door into the expansive foyer into an open floorplan with a formal dining area flowing into the family room. The renovated kitchen is adjacent to the dining room and boasts stainless steel appliances, white cabinetry, sleek quartz countertops, a farmhouse sink, and ample workspace. Throughout the home you’ll find espresso wood-look plank tile, neutral walls, and upgraded lighting.
The split-bedroom layout provides privacy: two bedrooms share an updated guest bath with quartz counters, a third bedroom is ideal for guests or a playroom, and the primary suite occupies its own wing. The primary bedroom offers generous proportions, a walk-in closet, and an updated bathroom with dual vanities, quartz counters, a freestanding soaking tub, and a walk-in shower. A French door from the primary bath leads to a screened patio—perfect for a future pool bath addition. Additional highlights include a 2022 roof, hurricane-impact windows and doors, security system, indoor walk-in laundry room, and a fully fenced, private backyard with no rear neighbors. Convenient to Tampa Premium Outlets, I-75, dining and shopping. Contact the listing agent today for a private showing.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $350,000 | $350,000 | $350,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $465 | $465 | $465 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,070 | $2,155 | $2,837 |
| Total Monthly Payment | $2,610 | $2,695 | $3,377 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.