4021 JARDIN LANE, Sarasota, FL, 34238 | $399,900

Under contract-accepting backup offers. Welcome to low-maintenance Mira Lago on Palmer Ranch. Mira Lago is all about simplicity, location, and a quiet lifestyle. This community offers the ideal combination of a maintenance-free lifestyle, a desirable location, and reasonable HOA fees. The HOA includes lawn care, exterior maintenance, irrigation and power washing. This gated boutique community is private with only 180 homes. This inviting 2-bedroom plus den residence offers the perfect blend of comfort and elegance, featuring an open, light-filled floor plan with impressive 10 and 12 foot ceilings that create a spacious and airy atmosphere throughout. The flexible den or office, complete with custom built-in shelving and storage is ideal for remote work, hobbies, or a quiet retreat. The kitchen offers abundant cabinetry and a space for casual dining, while the larger dining and living combo space flows seamlessly through sliding glass doors into the air-conditioned Florida room, perfect for both everyday living and entertaining. Step outside to your large screened lanai, equipped with Cat 3 hurricane screens, offering ample space for multiple seating areas, ideal for morning coffee, outdoor dining, or hosting guests in a private, tranquil setting. Additional highlights include plantation shutters throughout, a newer A/C system with warranty, a 2021 roof, and a spacious 2-car garage. Beyond the home, residents enjoy access to a community pool and spa, scenic lakes, and peaceful walking paths with bench seating throughout. The HOA provides comprehensive services, including exterior painting on a scheduled cycle, lawn care, tree and shrub maintenance, irrigation, mulching, annual power washing of driveways and sidewalks, interior pest control, and cable service, allowing for truly low-maintenance living. Ideally located just minutes from world-class dining, shopping, Legacy Trail, and the powdery sands of Siesta Key Beach, this home offers the perfect blend of privacy and convenience. Experience the best of Florida living in one of Sarasota’s most desirable gated communities. All information provided by the sellers is deemed reliable but is not guaranteed. Buyers are encouraged to verify all information independently.

Features

  • Amenities: Cable TV, Fence Restrictions, Gated, Maintenance, Pool, Spa/Hot Tub, Vehicle Restrictions
  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Closet
  • Style: Ranch, Mediterranean
  • Year Built: 1992
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,767
  • Acreage: 0.12
  • Est. Taxes: $3,080
  • HOA Fee: $1,289 Quarterly
  • Elem. School: Gulf Gate Elementary
  • Middle School: Sarasota Middle
  • High School: Riverview High
  • Pet Policy: Number Limit, Size Limit, Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: A4689958
  • Days on Market: 43 days
  • Website: https://www.raveis.com
    /prop/A4689958/4021jardinlane_sarasota_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/13/2026 8:17:09 AM)

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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4021 JARDIN LANE, Sarasota, FL, 34238

$399,900

The Coastal Concierge Team

Sales Associates

William Raveis Real Estate

Phone: 239.784.1920

TheCoastalConciergeTeam@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,920 $319,920 $319,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.866%
Monthly Tax Payment $257 $257 $257
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,916 $2,020 $2,635
Total Monthly Payment $2,248 $2,352 $2,967

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.