1520 NE 12TH STREET, Ocala, FL, 34470 | $320,000

This property is a rare find for the savvy investor: a turnkey, high-performing short-term rental with a PRIVATE POOL that blends 1960s character with the modern amenities travelers crave. Located in a high-demand corridor near Silver Springs State Park and the World Equestrian Center, this home offers immediate cash flow and long-term appreciation potential. The interior preserves its 1960s soul while offering a practical design with a radial "flow" that maximizes guest comfort. Featuring original, well-maintained hardwood floors two seperate living areas, a spacious kitchen equipped with new stainless steel appliances, and a dedicated hallway that separates the 3 bedrooms from the social living areas, ensuring quiet for sleeping guests. The backyard is engineered for low-maintenance luxury and high-impact guest reviews. A clever 3rd bathroom and utility room are located off the pool deck. This serves as a "mud room" or "cleanup station" where guests can wash off and store gear without tracking mess into the main house. A sun-drenched, moderately sized pool (optimized for easy maintenance) is surrounded by a massive concrete slab perfect for both relaxing and soaking up the serene atmosphere or entertaining. The back side of the yard is adorned by mature landscaping, shade trees, and complemented by a large storage shed for maintenance supplies or guest equipment. This versatile property can easily accommodates RVs or horse trailers, a massive "value-add" for the Ocala market. It also has high-value proximity to Historic Downtown Ocala AND is situated on a quiet dead-end street with no through-traffic. This listing is designed for a seamless "Day 1" operation. Everything from the furniture to the established rental history is ready for transfer without gaps in booking revenue. Whether you are looking for a high-yield short-term rental, a winter retreat, or a strategic buy-and-hold, the flexibility of this property is unmatched.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 100 x 140
  • Laundry: Laundry Room
  • Year Built: 1967
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,760
  • Acreage: 0.32
  • Lot Size: 100 x 140
  • Est. Taxes: $3,880
  • Pool: In Ground
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: OM722738
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/OM722738/1520ne12thstreet_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/22/2026 7:17:07 PM)
Listing courtesy of VERAX REALTY LLC   Phone: 352-783-2462

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NMLS Mortgage Loan Originator ID 16953

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1520 NE 12TH STREET, Ocala, FL, 34470

$320,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $256,000 $256,000 $256,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $323 $323 $323
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,576 $1,616 $2,126
Total Monthly Payment $1,974 $2,014 $2,524

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.