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Presented by
The Coastal Concierge Team |
9721 SW 97TH LANE, Ocala, FL, 34481 | $179,000
Under contract-accepting backup offers. Investor opportunity, winter retreat, or the perfect place to downsize! This well-priced home in Crescent Ridge within On Top of the World offers incredible value and endless potential in one of Ocala’s most desirable 55+ communities.
This 2-bedroom, 2-bath home features a popular split-bedroom floor plan, spacious living areas, and great bones—making it ideal for seasonal residents, investors, or buyers ready to customize and update to their own style. The spacious Great Room flows into a formal dining area and an eat-in kitchen with a bright morning room, creating a layout that feels open, functional, and full of possibilities.
The primary suite includes a tiled walk-in shower with built-in bench seating, while additional features include ceiling fans, vertical blinds, a covered rear patio, and an oversized one-car garage.
Important major updates have already been completed:
• Roof replaced in 2020
• HVAC replaced in 2019
Outside, you’ll find established landscaping, an irrigation system, and gutters with downspouts already in place.
What truly sets this property apart is the value and lifestyle. With just a little cosmetic updating, this home could become an amazing full-time residence, snowbird getaway, or income-producing investment property.
Living in Crescent Ridge means enjoying low-maintenance living with HOA services that include exterior maintenance, roof repair, exterior painting every 7 years, landscaping, trash & recycling, insurance, and Spectrum basic cable. Residents also enjoy resort-style amenities including indoor and outdoor pools, fitness centers, pickleball, tennis, clubs, social activities, and golf cart access to nearby shopping and dining.
Furniture can stay or be removed.
Affordable opportunities in Crescent Ridge don’t come along often. Bring your vision and make this one your own before it’s gone!
Features
- Amenities: Basketball Court, Cable TV, Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Maintenance, Pickleball Court(s), Playground, Pool, Racquetball, Recreation Facilities, Sauna, Security, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s)
- Rooms: 3
- Bedrooms: 2
- Baths: 2 full
- Laundry: Inside
- Year Built: 2001
- Garage: 1-car Driveway, Garage Door Opener, Oversized
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,443
- Acreage: 0.01
- Est. Taxes: $848
- HOA Fee: $479 Monthly
- Adult Communities: Yes
- Pet Policy: Cats OK, Dogs OK, Yes
- Appliances: Cooktop, Dishwasher, Disposal, Electric Water Heater, Ice Maker, Range, Refrigerator
- MLS#: OM723206
- Days on Market: 28 days
- Website: https://www.raveis.com
/prop/OM723206/9721sw97thlane_ocala_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
The Coastal Concierge TeamSales Associates
239.784.1920
TheCoastalConciergeTeam@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
9721 SW 97TH LANE, Ocala, FL, 34481
$179,000
The Coastal Concierge Team
Sales Associates
William Raveis Real Estate
Phone: 239.784.1920
TheCoastalConciergeTeam@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $143,200 | $143,200 | $143,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $71 | $71 | $71 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $882 | $904 | $1,189 |
| Total Monthly Payment | $1,028 | $1,050 | $1,335 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388