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519 Norfolk in Dunedin Florida is a three-bedroom, two-bathroom home in a golf cart friendly neighborhood. No Flood Insurance Required. Fun convenience of being only 8 blocks from the intercoastal Gulf waters, 3 blocks from the Pinellas bike trail and a few more blocks to downtown Dunedin or Clearwater. This one level 1960’s home recently had some major renovations completed. Outside there is a brand-new metal roof which could last well over 30 to 40 years. Solar panels installed last year which are connected to Duke Energy's net metering program, eliminating electricity consumption charges; monthly cost for grid connection and a monthly charge for remaining solar loan balance, assumable by buyer at closing. This gives the buyer stability to have a set monthly electric costs and peace of mind on ever increasing electric bills. NEW Tesla Powerwall 3 is installed on the East side of the home, which could power the home for approximately 3 to 4 days in the event of a power outage. The Powerwall 3 does not currently have the connection cord to charge a vehicle but that can be added to the Powerwall. Inside renovations include a new kitchen with creamy white cabinets and beautiful real stone quartzite. Cabinets have an upgraded roll out trash can and pull-out drawers. Both bathrooms have been tastefully renovated, with one of the bathrooms offering a walk in jacuzzi tub with built in seat. Perfect for the person that needs extra comfort during bath time. Bathroom has new tile floors and beautiful tiled tub surround. Natural gas meter at the house with the intention of creating an outdoor grilling area. This home backs up to Union Street which opens the possibility of adding a large garage behind the home for an extra driveway or storage. Sellers are motivated as they are moving out of state. All info deemed to be accurate, to be verified by buyers or buyers agent.
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Our Executive Mortgage Banker:
Our Insurance Division:
$389,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $311,920 | $311,920 | $311,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $231 | $231 | $231 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,868 | $1,970 | $2,590 |
| Total Monthly Payment | $2,173 | $2,275 | $2,895 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.