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Desirable Warwick Neck Colonial located on a dead-end street, abutting the fourth hole of Harbour Lights Golf Course and Marina. Built in 2001, this thoughtfully designed home blends modern amenities with everyday comfort. The open floor plan features an updated kitchen with stainless steel appliances, a pantry, and a breakfast bar. The kitchen flows seamlessly into the dining area and a sun-drenched family room. A den and a new half bath complete the first floor. Upstairs, the primary suite offers partial water views, a large walk-in closet with custom cabinetry and a private bath with a dual-sink vanity. Two generously sized bedrooms with spacious closets share a full bath. A standout feature is the expansive second-floor bonus room offering approximately 750 square feet with skylights, built-in cabinetry, and additional storage ideal for a family room, home office, playroom, or gym. An oversized two-car garage adds convenience. Enjoy the tranquil setting from the large deck with distant water views of Narragansett Bay, plus a firepit perfect for outdoor entertaining. Additional features include a new roof and hot water tank. Located in a picturesque coastal community with water access nearby, and close to Rocky Point Park, marinas, scenic trails, local farms, caf s, golf, tennis, and boating. Convenient to TF Green International Airport and MBTA commuter rail. A wonderful opportunity to enjoy coastal living!
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$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $520,000 | $520,000 | $520,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.487% | 5.614% |
| Monthly Tax Payment | $628 | $628 | $628 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,076 | $3,244 | $4,214 |
| Total Monthly Payment | $3,796 | $3,964 | $4,934 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.