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25 Balding Avenue, Poughkeepsie, NY, 12601 | $499,000
Step back in time without sacrificing modern luxury in this lovingly restored 1890s Victorian duplex. Located on the historic Balding Avenue, this property perfectly blends late-19th-century craftsmanship with a complete 2019 top-to-bottom renovation. This home was renovated in a way that lends itself to an easy single-family conversion. A bonus is the huge walk-up attic, great for storage or future expansion. As you approach, the classic facade and inviting porch hint at the character within. Inside, soaring ceilings and oversized windows flood the massive 3, 600+ square foot interior with natural light, highlighting original hardwood floors and intricate period woodwork. The dual-unit layout offers incredible versatility for an investor seeking premium rents or an owner-occupant looking to live for free while renting the other half. Each unit features a nice kitchen with gas cooking and a dishwasher on the first floor, plus the rare convenience of in-unit laundry hookups. (Only the upstairs dryer is included in the sale. Outside, the property provides a private urban oasis with a rare detached garage and off-street parking for four cars—a luxury in this vibrant neighborhood. Whether you are biking to Marist College or walking to the entrance of the iconic Walkway Over the Hudson, everything Poughkeepsie has to offer is right at your doorstep. Please submit any offers, highest and best, by Thursday, April 30th, 2026, 5: 00 PM
Features
- Bedrooms: 3
- Baths: 3 full
- Style: Duplex
- Year Built: 1890
- Garage: 1-car
- Heating: Baseboard
- Cooling: None
- Basement: Bilco Door(s), Full, Unfinished
- Acreage: 0.12
- Est. Taxes: $6,494
- Lot Desc: Back Yard, City Lot
- Elem. School: G W Krieger School
- Middle School: Poughkeepsie Middle School
- High School: Poughkeepsie High School
- School District: Poughkeepsie
- MLS#: 988377
- Days on Market: 6 days
- Website: https://www.raveis.com
/prop/988377/25baldingavenue_poughkeepsie_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Ryan FortierInsurance Sales Director, William Raveis Insurance
516.739.7731
Ryan.Fortier@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
25 Balding Avenue, Poughkeepsie, NY, 12601
$499,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $541 | $541 | $541 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,361 | $2,458 | $3,260 |
| Total Monthly Payment | $2,977 | $3,074 | $3,876 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535