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~Well-maintained home, in-ground pool, and tons of flexibility~ In a market that pushes buyers towards new construction on small lots, 520 S Spring St sets itself apart. Less than a half mile from Downtown Walhalla and under 20 minutes from Lake Keowee, this brick-ranch-style home on a fully-fenced acre provides room to grow and stretch out without stretching your budget. Outside, space for gardening is abundant and the in-ground pool is the perfect place to cool off. Some homes have an extra building, this one has five. A workshop, extra storage, and a chicken coop are how some of them have been used previously but a little elbow grease and they can be converted into a pool house, separate living space, or whatever else creativity allows. Inside, multiple living spaces can be adapted to your needs. Currently, the area adjacent to the living room is used as a bedroom but could easily be made into a formal dining room or even an office. The sunroom, also used as a bedroom at one point, makes for a great playroom, workout room, or simply a place to enjoy the sunrise while reading book. The primary suite includes its own sitting area and direct access out to the pool while the two additional bedrooms and shared bath claim their own wing of the home. Because the roof is brand new (2026) and the HVAC is less than 10 years old, you're freed up to make the updates and adjustments that you want instead of breaking the bank on costly repairs. Whether you're a first time homebuyer or just someone looking to carve out your own slice of peace and quiet, 520 S Spring St has the character and space you've been looking for and the flexibility you need.
| Type | Dimensions | Level |
|---|---|---|
| Bedroom2 | 13x12 | Main |
| Bedroom3 | 11x15 | Main |
| BreakfastRoomNook | 7x12 | Main |
| Kitchen | 8x13 | Main |
| LivingRoom | 21x11 | Main |
| Office | 16x15 | Main |
| Other | 13x9 | Main |
| PrimaryBedroom | 16x12 | Main |
| ScreenedPorch | 11x15 | Main |
| Sunroom | 14x22 | Main |
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Our Executive Mortgage Banker:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.272% | 5.595% |
| Monthly Tax Payment | $209 | $209 | $209 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,517 | $1,580 | $2,107 |
| Total Monthly Payment | $1,801 | $1,864 | $2,391 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.