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Under contract-accepting backup offers. S. E. WINTER HAVEN, FLORIDA**HERE YOU OWN YOUR OWN LAND, SO NO LOT RENT**THIS LOVELY 2 BEDROOM 2BATH HOME IS LOCATED IN THE WELL-MAINTAINED GARDEN GROVE OAKS COMMUNITY WITH A LOW $65 MONTHLY ASSOCIATION FEE- **NEW ROOF IN 2022**, **NEW AC IN 2022**, **REPLUMBED IN 2019**, NEW WASHING MACHINE IN 2019, DOUBLE WIDE CARPORT/DRIVEWAY & STORAGE/TOOL ROOM & LARGE LOT. The light and bright kitchen with a breakfast bar & plenty of counter space is open to the living room & dining room. French doors exit from the living room to a side screened patio with vinyl windows. The primary bedroom includes a walk-in closet and an en-suit bathroom. Bedroom #2 has a walk in closet and is convenient to the hall bathroom. Garden Groves Oaks amenities include use of clubhouse, pool, spa, shuffleboard, library, cookout room, & optional RV/boat parking when available. If you wish to participate, the Clubhouse activities can include birthday and anniversary celebrations, dances, water aerobics, billiards & cards. With the low monthly association fee, 2022 roof, 2022 AC and 2019 plumbing pipes, this home is sure to sell soon, so make your appointment to view TODAY!
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Our Executive Mortgage Banker:
Our Insurance Division:
$135,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $108,000 | $108,000 | $108,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $86 | $86 | $86 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $665 | $682 | $897 |
| Total Monthly Payment | $826 | $843 | $1,058 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.