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This beautiful Colonial style home sits stately on the knoll, overlooking an easterly hillside view while the sun rises and you sip your morning coffee in your rocking chair on the front covered porch. The birds are chirping, the peepers are peeping in the fire-pond, and you are Home! Built in 1993 and very well maintained, step in from the oversized 2 car garage into the laundry/mudroom with 1/2 bath. The kitchen boasts oak cabinets, large kitchen island, stainless steel appliances, a desk/homework station, and a lovely breakfast nook with bay window glancing into the open back yard where there's a lovely rock wall and above-ground swimming pool w/surrounding deck. The main floor includes a formal dining rm, a living rm or exercise room, a family room with sliders to the back deck and private landscaped yard. Upstairs are four bedrooms with large closets, a full bath, and a private primary suite with full bath, double sinks, and walk-in closet. The basement was finished into the owner's former daycare business for several years and housed up to 12 children where there is a large play room, a bedroom, an office/study, a large white-cabineted kitchen and a half bath. This space has a separate side entrance and has endless possibilities for an in home occupation, overflow guests, or plenty of space for your crafts & hobby skills. The current State wastewater permit may be amended for your needs and use of this lovely large home. Waterford has a K-8 elementary school with Choice for high school, this location is within 15 minutes to Littleton, NH, 45 minutes to Dartmouth Hosp, 5 minutes to St. Johnsbury, within 30 minutes to Burke Mtn for skiing, hiking biking including proximity to several lakes, ponds for fishing and swimming. This is may be the best location to the surrounding towns and activities, just outside of town with a relaxing country feel!
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/29/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $488,000 | $488,000 | $488,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $624 | $624 | $624 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,923 | $3,044 | $4,020 |
| Total Monthly Payment | $3,639 | $3,760 | $4,736 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.