1223 Hathaway Point Road, St. Albans Town, VT, 05478 | $569,000

Set along the coveted shores of Lake Champlain, this custom-built waterfront home offers an exceptional opportunity for year-round living in one of Vermont’s most breathtaking settings. With 145 feet of direct, usable frontage, the property provides a rare connection to the water, where every detail has been thoughtfully designed to enhance comfort, function, and everyday enjoyment. Built in 2013, the home showcases quality craftsmanship throughout, featuring solid 2x6 construction and the warmth and character of wide pine floors sourced from Southern Vermont. A well-designed loft adds flexibility and architectural appeal, while the open-concept layout allows for an easy flow between the kitchen, dining, and living spaces—ideal for both relaxing and entertaining. The interior is welcoming and efficient. The kitchen offers stainless steel appliances and opens seamlessly to the main living area, anchored by a pellet stove and supported by a mini split for year-round comfort. The bedroom is positioned to take in peaceful lake views and includes access to a bright three-season room—perfect for morning coffee or unwinding at the end of the day. Set on a double lot, the outdoor space is equally impressive. A stone seawall helps protect the shoreline, while the covered deck provides a front-row seat to the lake with the Green Mountains as a stunning backdrop. This property is part of a privately held LLC shared among neighboring owners, creating a sense of community and long-term stewardship. It includes a perpetuity lease, and just across the road, an additional 47 acres of shared land offers space for walking, hiking, and exploring. Offered fully furnished, including docks & kayaks, this is a turnkey opportunity to step directly into lake living. Whether you're looking for a seasonal retreat, investment property, or full-time residence, this home offers versatility, setting, and lifestyle in one of Vermont’s most beautiful waterfront locations.

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 three-quarter
  • Style: Cottage/Camp
  • Year Built: 2013
  • Heating: Pellet Stove,Mini Split
  • Cooling: Mini Split
  • Approx Sq. Feet: 1,320
  • Est. Taxes: $2,556
  • Lot Desc: Beach Access,Lake Access,Lake Frontage,Lake View,Leased
  • Elem. School: St. Albans Town Educ. Center
  • Middle School: St Albans Town Education Cntr
  • High School: Bellows Free Academy
  • School District: Maple Run USD
  • MLS#: 5084521
  • Website: https://www.raveis.com
    /prop/5084521/1223hathawaypointroad_stalbanstown_vt?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 6/30/2026
Listing courtesy of CENTURY 21 MRC   Phone: 802-782-8662
Listing Agent: Shannon Kane

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

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1223 Hathaway Point Road, St. Albans Town, VT, 05478

$569,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $455,200 $455,200 $455,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.230% 6.512% 5.866%
Monthly Tax Payment $213 $213 $213
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,693 $2,840 $3,750
Total Monthly Payment $2,998 $3,145 $4,055

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.