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ESCAPE to the LAKE! ENJOY the BENEFITS of LAKE HARTWELL living without all the costs. Located in the CONVENIENT yet SECLUDED Cherokee Bay waterfront community. **The seller is offering $5, 000 in concessions to the buyer, to be applied for Buyer's choice of Rate buy-down, Closing costs or Cosmetic updates with quick closing. ** START your mornings with a cup of coffee on the WELCOMING front porch, then STEP INSIDE to a warm and INVITING living space. WANDER through and IMAGINE GATHERING here with friends and family in your DREAM kitchen perfect for entertaining! RETREAT to your owner’s suite with spacious walk-in closet and ensuite. RELAX on your back deck, ENJOY the fenced yard, and UNWIND after a long day. Head down to the TERRACE level, where you’ll find a private second living space which is IDEAL for an in-law suite or a teenager’s retreat complete with its own kitchen, living area, and laundry. Whether you're looking for your FIRST HOME, a SERENE GETAWAY, or low maintenance RIGHT-SIZING. This property comes with boat parking at the dock, located behind the Clubhouse and Community pool, and offers the lifestyle you've been dreaming of! This PRIME location is easy access to I-85 and scenic Highway 11, close to several local eateries, golf course, Seneca, Anderson, Clemson, Lavonia, Hartwell, and just 45 minutes to Greenville. START LIVING YOUR BEST LIFE! **If Buyer uses preferred Lender, Mary Ripley at Integrity Home Lending, they will receive up to $1800 in paid closing costs at closing.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$369,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $295,920 | $295,920 | $295,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.301% | 6.487% | 5.614% |
| Monthly Tax Payment | $49 | $49 | $49 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,750 | $1,846 | $2,398 |
| Total Monthly Payment | $1,874 | $1,970 | $2,522 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.