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23 Howard Road, Poughkeepsie, NY, 12603 | $385,000
Welcome to this beautiful 3-bedroom, 1 full bath Cape Cod located in the Arlington School District in the Town of LaGrange. As you enter the home, you’ll immediately appreciate the large open kitchen filled with natural light, featuring beautiful beamed ceilings and two pantry closets for ample storage. The first floor offers a generously sized primary bedroom with abundant closet space. Recessed lighting flows seamlessly from the kitchen into the dining room and family room. The family room showcases a stunning rock-faced fireplace as its focal point, while large windows throughout these living spaces provide plenty of natural light. Just off the family room is a flexible space that can be used as a sunroom, storage area, or relaxing retreat, with access to the rear of the home. The updated full bathroom completes the main level. The home features beautiful hardwood floors throughout the first-floor bedroom, dining room, living room, and sunroom. Upstairs, you’ll find a wide landing and hallway leading to two additional bedrooms and a flexible office or den area. One bedroom features a cedar closet, while the other offers a built-in desk with shelving—perfect for work or study. Both second-floor bedrooms also feature hardwood flooring. This home also features the convenience of central air. The basement includes a washer and dryer area along with plenty of storage space. Outside, enjoy a detached one-car garage with additional storage and a large parking area. Conveniently located near shopping, restaurants, and offering easy access to the Taconic State Parkway, this home is ideal for commuters. Don’t miss your opportunity to own this wonderful home in a prime location!
Features
- Rooms: 8
- Bedrooms: 3
- Baths: 1 full
- Laundry: Electric Dryer Hookup, In Basement, Washer Hookup
- Style: Cape Cod
- Year Built: 1940
- Garage: 1-car
- Heating: Baseboard
- Cooling: Central Air, Wall/Window Unit(s)
- Basement: Finished, Partially Finished, Storage Space, Unfinished
- Approx Sq. Feet: 1,524
- Acreage: 0.4
- Est. Taxes: $8,625
- Elem. School: Overlook Primary School
- Middle School: Union Vale Middle School
- High School: Arlington High School
- School District: Arlington
- Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned
- MLS#: 985140
- Days on Market: 4 days
- Website: https://www.raveis.com
/prop/985140/23howardroad_poughkeepsie_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Ryan FortierInsurance Sales Director, William Raveis Insurance
516.739.7731
Ryan.Fortier@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
23 Howard Road, Poughkeepsie, NY, 12603
$385,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $308,000 | $308,000 | $308,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $719 | $719 | $719 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,822 | $1,896 | $2,515 |
| Total Monthly Payment | $2,616 | $2,690 | $3,309 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535