7374 CIRCLE DRIVE, Lady Lake, FL, 32159 | $449,000

Calling ALL BOATERS and FISHERMEN to this private island where airboats and all water sports are welcomed! Whether you love boating, birdwatching, fishing, biking, hiking, or paddleboarding, this location offers it all. With the conservation area and unrestricted access to the Harris Chain of Lakes, there’s endless outdoor adventure awaiting. FULLY REMODELED 3/2 on Big Pine Island, a small community of single family homes surrounded by the Ocklawaha River which is the principal tributary of the St Johns River and part of the Harris Chain of Lakes. Community boat ramp less than 50 yards from your circular crushed rock driveway makes it easy to launch your airboat, fishing boat or kayaks anytime. From the moment you enter this home, you will love the bright open floor plan with brand new luxury vinyl floors, new lighting fixtures, new leaded glass front door, ring doorbell, new paint, new bathrooms and a five star kitchen with SS Appliances, wood cabinetry, gas range and stylish granite countertops. Next to the kitchen is a custom designed floor to ceiling pantry that mimics the kitchen and offers a wine cooler refrigerator and tons of storage for just about anything!! Both bathrooms have brand new vanities, lighting and new tile work that is top notch. This island beauty sits on just under an acre of land and is surrounded by natural landscapes and Florida wildlife. Plenty of room for toys, boats, camper, tractor etc. and parking up to eight vehicles with a 22' x 22' TWO CAR ATTACHED GARAGE AND A FOUR BAY DETACHED METAL 26' x 48' WORKSHOP/GARAGE with 110 & 220 power. Three roll up doors measuring 8' wide x 12' high and one 6' x 9' door along with a side entry door make this the perfect spot for all your cars, boats, motorcycles and other toys. Enjoy the 12' x 24' covered screened lanai off back of home overlooking the detached garage. Other updates include new roof in 2020, newer windows and sliders. Short drive to hospitals, golfing, shopping & restaurants of all kinds in The Villages which is only a few miles away. If you're tired of the hustle and bustle then escape the city and make this special place your private oasis! Low HOA and covers road maintencance on island. Call today for your private showing.

Features

  • Amenities: Security
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1981
  • Garage: 8-car Circular Driveway, Garage Door Opener, Oversized
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,608
  • Acreage: 0.87
  • Est. Taxes: $4,500
  • HOA Fee: $100 Monthly
  • Lot Desc: Cleared, Level, Oversized Lot, Street Dead-End, Unincorporated
  • View: Trees/Woods, Water
  • Elem. School: Villages Elem of Lady Lake
  • Middle School: Carver Middle
  • High School: Leesburg High
  • Pet Policy: Yes
  • Appliances: Cooktop, Dishwasher, Dryer, Electric Water Heater, Freezer, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System, Wine Refrigerator
  • MLS#: O6399049
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /prop/O6399049/7374circledrive_ladylake_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/13/2026 8:17:07 PM)
Listing courtesy of WATSON REALTY CORP   Phone: 352-536-6530

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

7374 CIRCLE DRIVE, Lady Lake, FL, 32159

$449,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $359,200 $359,200 $359,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.866%
Monthly Tax Payment $375 $375 $375
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,154 $2,241 $2,959
Total Monthly Payment $2,604 $2,691 $3,409

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.