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Welcome home to this charming Summerville property--situated on a spacious 0. 68-acre lot with no HOA! From the moment you arrive, you'll be impressed by the exceptional curb appeal and expansive parking options. The oversized driveway extends to the backyard, where you'll find an additional garage, two covered carport spaces, and extra gravel parking--perfect for boats, RVs, or multiple vehicles. The home also features a convenient attached two-car garage. Step onto the inviting front porch and inside to a combination of hardwood and luxury vinyl flooring throughout the main level, offering both style and durability. The formal dining room welcomes you to the left, while the family room to the right features a cozy gas fireplace--ideal for relaxing evenings. The kitchen offers abundant cabinetry and a bright eat-in area, creating a functional and welcoming space for everyday living. The main-level primary suite is generously sized, complete with tray ceilings and a private ensuite bath featuring a large soaking tub, double vanities, and a walk-in shower. A laundry room and half bath complete the first floor. Upstairs, you'll find three additional bedrooms, all with brand new carpet, along with a full bathroom and a walk-out porch overlooking the expansive backyard--perfect for enjoying the peaceful setting. Located just minutes from downtown Summerville and within the Dorchester II School District, this property offers space, flexibility, and freedom without HOA restrictions--an ideal opportunity to truly make it your own.
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Our Executive Mortgage Banker:
$545,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $436,000 | $436,000 | $436,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,649 | $2,753 | $3,621 |
| Total Monthly Payment | $2,741 | $2,845 | $3,713 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.